Julie Spain Realty

Too much credit card debt? Here's four ways to manage it with your creditor.

What Is a Negotiated Debt Settlement? If you’re buried by credit card debt, a negotiated debt settlement with your creditor may be worth c...

Sick of talking about the weather? You're not alone!

Ending Small Talk: Tips for More Meaningful Conversations Having more meaningful relationships with friends both new and old is a great goal, and it can start...

Old-school appliances may be making their way into your modern kitchen.

Trend Alert: Retro Kitchens Are Today's Big Thing For some of us, retro is just another term. But for those who recall Grandma’s aqua-blue fridg...

Looking to slay your coffee habit? While it won't be easy, these three tips will get you started.

3 Tips for Ditching Coffee Looking to kick the caffeine? While a moderate amount of the buzzy stuff has been shown to have hear...

Do you plan to repaint? Don't forget about gray as a color choice.

5 Reasons to Paint Your Walls Gray When it comes to painting your space, there are myriad options: bright and sunny yellow, the classic...

Looking to create a comfortable space? These design tips can help.

How to Up the Cozy Factor in Your Home Looking for a home so cozy you almost want to cuddle with it? The following design elements can crea...

Looking for a solution to your debt problem? A hardship plan might be the answer.

The Benefits of a Hardship Plan If you’re buried in credit card debt, there’s a reasonable solution that your credit card company ma...

Does your bathroom reflect your own personal style?

5 Ways to Add Chic Vibes to Your Bathroom Looking to add some of your own personal chicness to your bathroom? Below are a few ways you can add...

Have kids? It's never too early to start preparing for college, and student loans aren't the only way to fund their education.

Alternative Ways to Fund a College Education The average student loan debt for a college graduate in 2016 was $37,172, according to Forbes. That’...

Keep these tips in mind if you're looking to buy a car when you're upside down on your current loan.

Buying a Car When You Have an Upside-Down Loan Owing more on a car loan than the car is worth—called being “upside down” on a loan—can make buying ...