C4 Insurance

Some people love it, and some people hate it, but it's getting cooler!

One of our trusted carriers, West Bend Insurance Company, offers practical tips here on how to winterize outdoor faucets and garden hoses. It's a good time to do this, since it's not too cold out yet.

Enjoy this beautiful day! We appreciate you!

How to winterize outdoor faucets and garden hoses Properly maintaining your outdoor faucets can prevent them from freezing and causing damage. Read our blog to learn more.

Acuity Insurance is one of our trusted carriers.

Acuity is one of the best carriers for contractors. They understand the kind of unique coverages you need and they are responsive to those needs. If you're a contractor, reach out to us so we can get you a quote. Contractor Focus - Acuity Insurance

At Acuity, we're honored to work alongside contractors who trust us to help protect what they've built. We believe strong relationships, responsive service, and a genuine commitment to our customers can make a meaningful difference when challenges arise.

Thank you to all the businesses that allow us to be part of their journey.

Working with a trained insurance professional is crucial. The good ones ask A LOT of questions, for very good reasons. Going on an app or calling an 800 number is NOT the best way to get insurance.

At C4 Insurance, we take it a step further. We ask the questions, get to know you, and we actually care.

👉We want you to call our office when you're in a car accident.
👉We want to make sure you're okay and that you make a claim if it benefits you.
👉We get to know you as a person, not an algorithm.

Thank you to all of our amazing clients. We still send a handwritten thank you note to every person who refers someone to our office. We appreciate you!

🛑For all small business owners, take a look at your cyber coverage on your current insurance policy, and call us with questions, even if we're not your agents. We're happy to help.

Yes, we answer the phone.
Yes, we return your email.
Yes, we are honest with you: if you have good coverage at a competitive price, we tell you to stay where you are.

Yes, we do care. 💙
We appreciate all of our amazing clients!

When you trust your insurance agent, life is smooth sailing.

Happy August, everyone! Enjoy these moments of summer, and stay safe. We appreciate you!

P.S. We do offer boat insurance! 😅

🌳We get this question a lot, so it's worth sharing again:

If Your Neighbor’s Tree Falls on Your Yard, Who Has to Clean It Up?

Here's What to Know:

1. Determine What Made the Tree Fall

If a tree in your neighbor’s yard falls down and damages your home as a result of a covered peril—such as heavy winds, a hurricane, lightning, a fire, vandalism, or hail—then the owner of the tree would generally not be liable for the damages,...However, neglect can shift responsibility. If a tree in your neighbor’s yard that was visibly damaged or decaying falls on your home, they may be responsible for the damages

2. Who Determines Fault and Liability for Damages?

So long as both parties have insurance, it would be insurance companies that would take on the hard job of determining fault and liability. If the tree was healthy and the fall was caused by a storm, the damage is usually treated as an accident covered by the homeowner’s policy.

3. Who Is Responsible for Clean-Up?

Even when the damage is clear, figuring out who hauls away the tree can be its own challenge. “If the fallen tree lands in your yard but doesn’t cause any damage, you’ll likely need to pay for the tree removal out of pocket.

We appreciate you, and we're here for your personal and commercial insurance needs!

C4 Insurance works with a variety excellent carriers so we can serve our diverse clients with the best possible coverage.

Steadily Insurance specializes in property insurance that is rented to others, so landlords can rest easy knowing that the coverage is built to protect them.

C4 Insurance has a summer intern! Thanks to Erie Insurance, Will has been with us all summer, learning lots about insurance, helping us with quotes, and being teased relentlessly! 😂😅

But seriously, we're grateful for him and for this internship in partnership with Erie.

Learning is always a good idea. And having fun along the way is pretty great, too. 😁

As you can tell, Brian takes his mentoring role very seriously.