Kathy Riley, Home Mortgage Loans

Louise Thaxton on TikTok

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Louise Thaxton on TikTok One of America’s heroes gets the surprise of a lifetime with a servuce dog and a financial grant from the and

Worried about your rent increasing year over year? With a fixed mortgage payment, you there’s no need to worry!

Give me a call and let’s discuss!

TWO VETERANS SURPRISED AT GOLF EVENT IN INDIANA

TWO VETERANS SURPRISED AT GOLF EVENT IN INDIANA September 2022Carmel, IndianaThe American Warrior Initiative is the non-profit arm of Fairway Independent Mortgage Corporation. AWI's mission is: Educating, ...

Kathy Riley, Home Mortgage Loans updated their address.

Kathy Riley, Home Mortgage Loans updated their address.

Kathy Riley, Home Mortgage Loans updated their address.

Kathy Riley, Home Mortgage Loans updated their address.

Kathy Riley, Home Mortgage Loans updated their address.

Kathy Riley, Home Mortgage Loans updated their address.

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Fantastic news!!!

Home.com: Over Budget and Under Construction, First-Time Homebuyers Are Going All-in To Get a Piece of the Housing Boom

Home.com: Over Budget and Under Construction, First-Time Homebuyers Are Going All-in To Get a Piece of the Housing Boom Despite a healthy budget, free place to stay, and flexible time frame, first-time homebuyers Ben and Dani Graf went $65,000 over budget on a house in need of serious renovation after months of striking out in the blazing Seattle metro area housing market.

Home.com: Over Budget and Under Construction, First-Time Homebuyers Are Going All-in To Get a Piece of the Housing Boom

https://finance.yahoo.com/news/home-com-over-budget-under-123000014.html

Home.com: Over Budget and Under Construction, First-Time Homebuyers Are Going All-in To Get a Piece of the Housing Boom Despite a healthy budget, free place to stay, and flexible time frame, first-time homebuyers Ben and Dani Graf went $65,000 over budget on a house in need of serious renovation after months of striking out in the blazing Seattle metro area housing market.

Five Festive Fall Front Porches

What fall decorations do you use?

kathyriley.net Autumn has arrived in all its splendor — the perfect excuse to ramp up your curb appeal. Make your neighbors envious of your festive front porch with these five fun decoration ideas: Pastel pumpkins and corn stalks make this front porch seasonal and fun. Place a matching wreath on the door fo

The Difference Between Pre-Approval & Pre-Qualification

Were you pre-approved for your last home purchase? How did it help you?

kathyriley.net Real estate agents often suggest to buyers that they become “pre-approved”* or “pre-qualified” before beginning the home search process. While these mortgage terms sound similar, they actually carry very different meanings. For a homebuyer, a pre-approval letter is more beneficial to have in...

Fairway and AWI Honor a Gainesville, VA Veteran

Providing mortgage loans to assist our clients in purchasing their dream home is "what we do." Serving Veterans and our local community is "why we do what we do!"

kathyriley.net A Fairway Independent Mortgage Corporation branch in the Gainesville, Virginia-area partnered with the American Warrior Initiative (AWI) to honor a local veteran. As part of this event, the Fairway branch held a residential housing “boot camp” to train real estate professionals and mortgage plan...

Autumn Potted Flowers & Plants

What better way to showcase your home this fall! If your thinking about selling and up or down-sizing.. give me a call to get your mortgage loan pre-approval!

kathyriley.net Autumn is around the corner and, pretty soon, pumpkins and gourds will be popping up around town! Autumn colors make for lovely, seasonable flowers and plant arrangements. Now is an excellent time to decorate your front porch or steps with vivid autumn container gardens. Begin with a trip to your lo

Take These Extra Steps Before Listing Your Home

What improvements or changes would you make to your home before putting it up for sale?

kathyriley.net Preparing your home before it goes on the market is key to a quick sale. Your listing agent will be a great guide when it comes to readying your home. You likely already know that you should declutter, thoroughly clean and remove your personal photos or mementos, but it is important to understand th

FHA to Change Cash-Out Refinance Limit

What are some reasons you might consider refinancing?

kathyriley.net For several years, homeowners backed by the FHA have had the ability to refinance their mortgage to extract cash, also known as a cash-out refinance. This financial trend, while rather popular, is deemed risky by some. Recently, the Department of Housing and Urban Development announced that starting

We are #5 for 2018 in Retail Mortgage Volume... WOW!!!!

Happy Valentine’s Day!

Happy Valentines Day!!! How are you celebrating?

kathyriley.net This Valentine’s Day, I want to take a moment to thank you for entrusting me with your homebuying and refinancing needs. Purchasing a home is a special time in a person’s life, and I am grateful to be a part of that process with you. If anyone you know is looking to buy or refinance a home, I pr...

Hosting Last-Minute Guests for the Holidays

Who are you excited to see over the holidays?

kathyriley.net Nothing is more magical than sharing the holidays with your family and friends, but last-minute preparations can be stressful. If you are hoping to make entertaining easier and your guests feel comfortable, try these quick tips: Towels – If several people are sharing a bathroom, set out different

Holiday Fire Safety

Do you prefer a live or artificial holiday tree?

kathyriley.net Homes are often beautifully decorated during the holiday season with candles, fresh garlands and trees adorned in lights. While the wonder of the season is exciting, it is important to be aware of potential fire hazards. Follow the tips below to make sure your home is festive and free of potential d

Happy Halloween!

What are your plans this Halloween?

kathyriley.net I hope you and your family have a safe and happy Halloween! If your home is on the market, here are some tips on how to make the most of the holiday and market your home. If you are interested in purchasing a new home or refinancing your current home, call me today to discuss your financing options.

Home Search Tips for First-Time Homebuyers

What did you find most exciting about the search for your first home? If you are first time home buyer, make sure you contact me for a mortgage pre-approval which is the first step in the process!

kathyriley.net The start of the search for your first home is a very exciting time! You have likely been shopping around online, and now you are feeling ready to start seeing homes. You may have even chosen your target neighborhoods or areas of town, determined a budget, and are ready to begin the hunt, but there

Pre-Approval Letters for First-Time Homebuyers

Share a time when a pre-approval letter helped you or someone you know secure a home loan!

kathyriley.net When purchasing your first home, one of the first steps in the homebuying process should be obtaining a pre-approval letter from your mortgage planner. This step should come before any house hunting takes place, be it in person or online. A mortgage pre-approval letter is a written statement saying

Make Your House a Spooky Stop This Halloween

Is your house all "decked out" for Halloween? Share a fun pic!

kathyriley.net Want the spookiest and most festive home this Halloween? Follow these five steps to make your house an amazing stop for trick-or-treaters. Understand your audience – Gauge your level of scariness on the age of the children you are expecting to trick-or-treat at your home. You may want to tone it

Down Payments For First-Time Homebuyers

Great information for renters!

kathyriley.net For a first-time homebuyer, a mortgage down payment can seem like the most difficult part of purchasing a home. Many first-time homebuyers have fewer savings to put toward a down payment or have debt from student loans or credit cards. As your Fairway mortgage planner, I am here to help you through

Autumn Potted Flowers & Plants

What things do you love to plant in the fall?

kathyriley.net Autumn is around the corner and, pretty soon, pumpkins and gourds will be popping up around town! Autumn colors make for lovely, seasonable flowers and plant arrangements. Now is an excellent time to decorate your front porch or steps with vivid autumn container gardens. Begin with a trip to your lo

Is it Time to Stop Renting and Purchase a Home?

Know someone who is renting? Tag them if they are looking to buy soon!

kathyriley.net Are you renting a home and wondering if you should make the transition to buy? As mortgage rates continue to be relatively low, it is proving to be more economical in many cases to purchase a home than continue renting. Not only is buying a home an investment in your future, but you will see a tangi

Closet Storage and Organization

What do you have stored in a closet that you could donate, sell or throw away?

kathyriley.net Any time is a wonderful time to reorganize your closets. Unused items could be clogging up your closet space and adding unnecessary anxiety to your day. Follow these easy tips to clean out and reorganize your closet using smart storage solutions! Devise a plan, gather storage bins and take inve

Tips For Hiring a Renovation Contractor

Let's give some contractor love - feel free to tag/recommend your favorite renovation contractor.

kathyriley.net If you are preparing to start a home renovation project, you want to make sure you are hiring a contractor you can trust to complete the job in a safe and timely manner. Below are a few tips for hiring the right contractor, who will ensure your project is a good experience from start to finish:

Fairway Ranked as a Top Mortgage Company in America

Amazing Company to work for.... Trust, Loyalty and excellent customer service keeps us on top!

kathyriley.net Mortgage Executive Magazine has ranked Fairway Independent Mortgage Corporation #4 among the top 100 mortgage companies in the United States for 2017. Last year, Fairway closed more than 92,000 loans totaling a volume of more than $21 billion. If you are interested in purchasing a new home or ref