Bill Malkoun NMLS #241927

Homebuying season is upon us! To stand out from the competition, a Platinum Credit Approval (PCA) from Waterstone Mortgage is a ✨MUST✨.
Wondering how a PCA stands apart from a traditional mortgage pre-approval? Check out some of the major differences. (To sum it up: A PCA provides an incredibly strong offer.)
Send a message to learn more or get started with a Platinum Credit Approval today.

You know what they say — “Home is where your mom is.”
Happy Mother’s Day to all the incredible moms out there.
Tag these special women in your life.

If you’re self-employed or freelance, the mortgage lending process might seem a little intimidating. But it doesn’t have to be!
There are many options to suit your needs, like loan programs with no income/no employment verification required, programs that use bank statements to qualify your income, and more.
Send a message or visit the website to learn more ➡️ https://bit.ly/3M2BM5a

Waterstone Mortgage’s Single Loan Close Construction program allows you to build your dream home for just 5% down — plus, ONE LOAN can cover the entire process, from the purchase of the lot to the construction, to your permanent mortgage.
If you don’t want to start from scratch, we also offer a variety of affordable renovation loan options. Learn more ➡️ https://bit.ly/42sifSV

One of the biggest struggles in today’s real estate market is inventory; individuals and families are having trouble finding a home they love.
Thankfully, there are plenty of solutions for this problem — many of which Waterstone Mortgage can assist with.
Learn more ➡️ https://bit.ly/3nM6bNa

Did you know Waterstone Mortgage is a subsidiary of WaterStone Bank?
This partnership helps us offer a variety of specialty loan options to our customers and allows homebuyers to confidently present a strong offer when they find their dream home.
Interested in learning more? Send a message!

With the no-down-payment Powerhouse 100 loan program, homebuyers can keep some extra cash in their pocket up front while keeping their monthly payments affordable.
• No down payment required
• Loan amounts up to $726,200
• FICO score as low as 720
• Primary residence only
• Adjustable-rate mortgage (ARM) options available
• Only 2 months reserves required (which can come from a gift!)
Send a message to learn more!

A Platinum Credit Approval from Waterstone Mortgage offers you the next best thing to a cash offer. In a competitive housing market, it’s important to do everything you can to present a strong offer! Learn more: http://bit.ly/3zzJ0Yw

The people have spoken! Waterstone Mortgage achieved a Net Promoter Score (NPS) of 93.3 for 2022. This means the clients who worked with us last year gave us a "world-class" rating. In other words, we made their mortgage process a near-perfect experience! Find out more about our NPS and how Waterstone Mortgage stacks up to other companies. https://bit.ly/3U7hxa2

Buying a house can be a little confusing. After all, it’s not something you do every day. Luckily, my team and I do! Send a message to get expert mortgage advice and start your journey to homeownership today.

Conserving energy is not only good for the planet, but can also help you save some cash. This Earth Day, check out these tips for energy efficiency: http://bit.ly/3U7XlFg

Happy Tax Day! (An oxymoron, right?) If you’re receiving a refund this year and looking to use that money to jumpstart your homeownership goals, there are a few tips you can follow to make the most of it. Spoiler alert: you can do more than just save it for a down payment! Check out these expert tips: http://bit.ly/3KangHJ

If you’re selling your house while simultaneously trying to buy a new one, there’s a lot to keep track of. Prepping your home for potential buyers should be the simple part, right? There are a few things you can do to stage your home to sell — like avoiding too many personal touches, focusing on high-impact areas, and more. Learn more: http://bit.ly/3ZJ9stA

ATTENTION HOMEBUYERS: the Federal Housing Administration (FHA) recently reduced fees on their home loan program, helping buyers save hundreds — or even thousands — on their mortgage each year.
If you or someone you know is in the market for a new home, now is a great time to take advantage of these savings. Send a message to learn more.

A home is just as much for our pets as it us for us humans, right? Take a look at these tips for ensuring your space is pet ready. http://bit.ly/413PzOG

Whether you’re a first-time homebuyer or have been around the block a time or two, everyone can benefit from having some useful tools in their arsenal. Waterstone Mortgage offers a variety of resources including mortgage calculators, the Loan Decision Tool, FAQs, and more. Visit the Mortgage Tools webpage for more. http://bit.ly/3m9n4R4

Tax season is upon us. Are you aware of all the tax deductions for homeowners? Head to the blog to find out more: http://bit.ly/3ma0gAw

If you invest in real estate, listen up! Waterstone Mortgage offers loans that allow you to qualify using only the income generated from your investment property — no tax returns or pay stubs required. Send a message or visit our website to learn more about your investment financing options: http://bit.ly/3GfPYpv.

We’re all on the lookout for pranks today, but this one is no joke: Waterstone Mortgage’s Powerhouse 100 program has no income limits, no first-time homebuyer requirements, and — most importantly — no down payment requirement. Send a message to learn more about this program and get started on a pre-approval!

Looking for a fresh start? Moving across state lines might seem intimidating, but it’s made easier knowing Waterstone Mortgage has the ability to lend in 48 states. Wherever you go, we’re there for you. Learn more: http://bit.ly/3J1Ofoj

Happy National Doctor’s Day! Did you know Waterstone Mortgage offers flexible loan financing exclusively for medical professionals? Learn more: http://bit.ly/3ZNelSM

Looking to buy a house, but your financial situation doesn't fit the mold of a traditional mortgage? Maybe you're newly self-employed, or maybe your DTI is above the limit for a conventional loan. Waterstone Mortgage has a loan solution for you!

Send a message if you or someone you know could benefit from this awesome home loan option.

Thinking about buying a house and looking for a way to keep your mortgage as affordable as possible? An interest rate buydown provides discounted monthly mortgage payments for the first 1-3 years of your loan. What's even better — we can use seller funds to pay for this feature. Visit the blog for an in-depth explanation of this option, or send a message and we can chat one-on-one. http://bit.ly/3nifIuE

Spring is the perfect time to start fresh and declutter your life. Why not extend that thinking to your finances? If you’re looking to “clean up” your credit this spring, check out these tips for improving your score. http://bit.ly/3L8JFY8

Ready to tackle spring cleaning? The bathroom is often a great place to start. Take a look at these tips: http://bit.ly/3ZTY2n0

Spring has sprung! Is a new home on your spring "to-do" list? Send a message to receive a complimentary consultation about your home financing options.

Today is Match Day! Congratulations to all the new doctors who have received their residency placement. If you’re in the market for a new home, Waterstone Mortgage offers no- and low-down-payment home loan options for medical professionals. If you or someone you know could benefit from this, let’s chat today! http://bit.ly/3mCl3wE

In a competitive housing market, it's important to put your best foot forward. A Platinum Credit Approval from Waterstone Mortgage provides you with the next best thing to cash, allowing you to make your strongest offer possible. Visit our website or send a message to learn more. http://bit.ly/3kTRcPU

Each mortgage program has different down payment requirements; some don’t require any down payment at all. Before you start your house hunt, take a look at the different options available to you. Then, send a message and we can chat about which of these options is the best fit for you. http://bit.ly/3YyMWmC

Happy International Women’s Day! Today we celebrate all the women in our lives. Cheers to you!