Loan Rover

"You can't get a mortgage, you're self-employed..."

Outdated.

Banks have quietly made it way easier for directors over the last few years. Simple self-employed policies now exist, and you probably qualify for more than you think.

Reach out if you're self-employed and would like to review your borrowing capacity!

The Government changed SMSF lending rules — and nobody’s talking about the real consequence 🏠

You can no longer borrow inside your super fund to buy residential property. Commercial? Still fine. Shares? Sure. But resi is out.

Cynical take: they’re pushing people back toward the big industry funds. 🤔

But here’s what everyone’s missing 👇

SMSF buyers were a huge source of demand for developer pre sales (New Supply). Developers literally need those pre-sales to get a shovel in the ground before creating the new stock.

Pull that demand out, and you get fewer projects, less new stock, less supply.
And as we know…Less supply = prices keep climbing. 📈

So a policy that’s supposed to “protect” people might just make housing less affordable for the first home buyers it’s meant to help.

Unintended consequences are wild. What’s your take? 👇

If you work at MRL in Perth and you’ve got strong income + decent savings, you may already be closer to buying property than you think.

✔️ 5% deposit scheme
✔️ Avoid LMI
✔️ Start building equity
✔️ Potential purchase price around $850k

Most people wait too long because they assume they’re not ready.

DM me “MRL” and I’ll run the numbers for you.

Still holding off on buying because you reckon the Perth market's about to crash? 👀

Honest take: supply's tight, rental demand is high, and Perth is running on a totally different cycle to the east coast. "Waiting for the crash" isn't a plan — understanding what's actually driving the market is.

This is general info, not financial advice — but if you want to know where you'd realistically sit, that's exactly what a quick chat is for.

📍 Comment PLAN or book a free 15-min intro chat (link in bio) and we'll map out your next step. No pressure, no jargon. 🏡

Your loan structure is the foundation of your investment strategy. 🏗️🏡

The right setup today can make a huge difference to your future borrowing power and portfolio growth.

📩 DM “INVEST” if you want to build your property portfolio on solid foundations.

That $35k car loan? It could be costing you $100k+ in borrowing power. 🚗➡️🏠

Here's the truth most people don't realise…
Lenders don't just look at your income — they look at your monthly commitments.

So before you sign for the new ute, it's worth knowing where you stand.

Thinking about buying in Perth? Book a free 15-min intro chat (link in bio) and we'll show you exactly what your borrowing power looks like — car loan and all.