Earnest Finance

Don't wait to buy real estate, buy real estate and wait. Reach out to us to talk about property or mortgage.

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𝐆𝐫𝐨𝐰 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐰𝐢𝐭𝐡 𝐮𝐬 𝐚𝐧𝐝 𝐝𝐨𝐧’𝐭 𝐥𝐞𝐭 𝐲𝐨𝐮𝐫 𝐩𝐚𝐬𝐭 𝐝𝐢𝐟𝐟𝐢𝐜𝐮𝐥𝐭𝐢𝐞𝐬 𝐬𝐭𝐚𝐧𝐝 𝐨𝐯𝐞𝐫 𝐲𝐨𝐮.
> 𝐃𝐢𝐬𝐜𝐡𝐚𝐫𝐠𝐞𝐝 𝐁𝐚𝐧𝐤𝐫𝐮𝐩𝐭𝐬
> 𝐑𝐞𝐩𝐨𝐬𝐬𝐞𝐬𝐬𝐢𝐨𝐧𝐬
> 𝐌𝐚𝐧𝐲 𝐥𝐨𝐚𝐧 𝐞𝐧𝐪𝐮𝐢𝐫𝐢𝐞𝐬
> 𝐃𝐞𝐟𝐚𝐮𝐥𝐭𝐬 𝐨𝐧 𝐜𝐫𝐞𝐝𝐢𝐭 𝐜𝐚𝐫𝐝𝐬
𝐀𝐭 𝐄𝐚𝐫𝐧𝐞𝐬𝐭 𝐅𝐢𝐧𝐚𝐧𝐜𝐞, 𝐰𝐞 𝐡𝐞𝐥𝐩 𝐲𝐨𝐮 𝐠𝐞𝐭 𝐭𝐡𝐞 𝐛𝐞𝐬𝐭 𝐞𝐪𝐮𝐢𝐩𝐦𝐞𝐧𝐭 𝐥𝐨𝐚𝐧𝐬 𝐚𝐧𝐝 𝐞𝐪𝐮𝐢𝐩𝐦𝐞𝐧𝐭 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬. 𝐖𝐞 𝐜𝐨𝐮𝐥𝐝 𝐡𝐞𝐥𝐩 𝐲𝐨𝐮 𝐟𝐨𝐫 𝐞𝐯𝐞𝐫𝐲 𝐞𝐪𝐮𝐢𝐩 𝐥𝐨𝐚𝐧 𝐰𝐡𝐞𝐭𝐡𝐞𝐫 𝐢𝐭 𝐢𝐬 𝐢𝐧𝐝𝐮𝐬𝐭𝐫𝐢𝐚𝐥, 𝐜𝐨𝐦𝐦𝐞𝐫𝐜𝐢𝐚𝐥, 𝐜𝐨𝐧𝐬𝐭𝐫𝐮𝐜𝐭𝐢𝐨𝐧, 𝐚𝐠𝐫𝐢𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐞𝐭𝐜.

𝐂𝐚𝐥𝐥 𝐮𝐬: 𝟎𝟒𝟐𝟑𝟑𝟗𝟖𝟓𝟐𝟖

🤷‍♂️ What is refinancing?🤷‍♂️

A term used when you switch your home loan to another lender or another product.

✅ When should you refinance?

👉 You want a better rate
👉 You're paying too much in ongoing fee
👉 You want to access equity
👉 You want to get access to additional facilities (redraw, offset etc.)
👉 You want to switch between fixed and variable rates

✅ How to refinance?
Talk to one of the experts at Earnest Finance
Call Now: 0423398528

Earnest Finance Trusted finance consultants focused on arranging finance for homes, investment properties, businesses, SMSF's (Self Managed Super Funds) with the objective of delivering excellence.

The best investment on Earth is Earth.
Talk to us if you are planning to invest in Earth 🙃

Call Us: 0423398528

Talk to us to find out how much money you can save by simply switching to a different lender. is really simple. Earnest Finance will take care of the entire process end to end with ease.
Talk to us now and start your journey of savings!

Call: 0423398528

"Never depend on a single income. Make investments to create a second source." – Warren Buffet (investor and philanthropist)

Reach us out and find out your path to investment and your alternate source of income...

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6 steps to getting started in real estate!
1. Check your finances
2. Get your pre-approval
3. Set your final goal
4. Start budgeting and saving
5. Create your purchase plan
6. Stay focused on your goal

Call us to know further - 0423398528

📗 What are genuine savings?
Lenders want to see that you’ve saved up at least 5% of the deposit over time on your own. These deposits are treated as Genuine Savings.

✅ Genuine savings examples - Savings held or accumulated over
3 months, Term deposits held for 3 months, Shares or managed funds held for 3 months or Equity in real estate.

❎ Non-genuine savings examples - Gifts, Inheritance, Tax refund, Lump sum deposits, Bonuses & Selling your car or other assets.

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May Lord Ganesh bless happiness and joy in everyone's life!!
Happy Ganesh Chaturthi 🙏🙏

Everyone is getting refinance done. Are you considering it too? Confused if you should get it done or not? Is refinance good or bad?

You don't have to decide it alone. Talk to one of the experts at Earnest Finance and we can recommend if refinance is good or bad for you.

Call Us: 0423398528

Another knowledge check: What is working capital?
Current Assets* – Current Liabilities** = Working Capital

Current assets* are the assets your business owns or has a claim on, and that can be rapidly turned into cash
Current Liabilities** are obligations that will soon fall due e.g. short-term debt and accounts payable etc.

We can help you get finance quickly by setting up Line of Credit. Talk to one of the experts at Earnest Finance to find out more.

Call Us: 0423398528

Today, let's understand 3 Buzz words when it comes to Property Investment:
1. Positively Geared - When a property generates more rent than all the expenses combined
2. Negatively Geared - When the expenses on a property are more than the rent generated
3. Neutrally Geared - When the rent is balancing the expenses on the property. Or in other words, property is neither profitable nor costing out of pocket expense.

Want to discuss or talk more about it, contact Earnest Finance.
Call Us: 0423398528