Ferox Short Term CC

Short Term Insurance Brokers -" For the Personal Touch" Our mission

Is to assist our client's with the professional service they require and deserve!

Are you in need of new quotations and comparisons,

For your Personal and/or Business Short Term Insurance or would you just like to have a free quote & comparison done to see if you have the best product for your needs with the most affordable premium? To Act and Treat all our clients with honesty, integrity and fairness, with due skill, care and diligence, to advise, assist and obtain the most s


Dear Valued Customer

We have been advised by some of our tracking companies that they have become aware of a criminal scam by a car-theft syndicate.
Some customers have received calls from people posing as employees of vehicle-tracking companies. These individuals claim that customers’ tracking devices need repairing and then attempt to steal their vehicles after booking an appointment.
This scam is being perpetrated against clients of several vehicle-tracking companies. We are in communication with our tracking companies who have confirmed that our policyholder’s personal information has not been compromised by them, but they are investigating the matter.

If you are contacted by someone claiming to be from your tracking company about device repairs or installation, ask the person to first confirm your account number. If they are unable to do so, simply hang up the phone. Alternatively, contact your tracking company directly to remove any doubt.

Installation technicians will never ask you to test-drive a car.


The pitfalls of not purchasing professional indemnity insurance: The struggles of the construction industry in the current economic climate
The economic crisis in South Africa has seen the construction industry struggling, with several large construction companies filing for business rescue during the course of the year.

The economic crisis in South Africa has seen the construction industry struggling, with several large construction companies filing for business rescue during the course of the year.

The construction industry functions in ebbs and flows, but with the current mix of high levels of government debt, a dejected economy, uncertainty, and low infrastructure-spending, new contracts are drying up. This has resulted in jobs lost, diminishing talent and highly skilled professionals leaving the country.

The repercussion being an adverse effect on quality as professionals struggle, under increased pressure, to reduce costs and work within the constraints of ever tightening budgets. This has resulted in poor workmanship, unsafe structures, increased risk, disputes and claims for damages.

Lisa Swaine, a partner at Webber Wentzel, revealed that there has been a significant increase in Professional Indemnity claims in the last couple of years, particularly in the built environment.

Barriers to quality are noticed in procurement, design and construction. In the current and competitive tendering environment, professionals and contractors are signing onerous contracts with high emphasis on price and shortened project periods. Design is fraught with inadequate detail and specification, the deployment of often unsupervised, cheaper junior professionals on projects, and poor design co-ordination. The construction industry is plagued by skill shortages and a lack of skilled supervision and quality control. Together with the degradation in quality is reputational damage as companies are slated in the media. And of course, the knock-on effect of a damaged reputation is financial.

Swaine spoke of numerous professional indemnity claims involving professional consultants providing services on poorly co-ordinated and managed projects, with inadequate documentation, information, detail and specification, restricting work, altering design, limiting supervision and working with other professionals and contractors equally constrained by clients' shortened project times and restrictive budgets. As quality is fundamental to the design process and ultimate construction, it goes without saying that it is destined to deteriorate if professional services are unduly hindered, restricted or curtailed. Disaster strikes, projects fail, and professional consultants are amongst those in the firing line. Claims usually run into many millions and very often into the billions.

As projects are few and far between and professional fees earned are being reduced, professionals find themselves taking on as much work as possible to stay afloat and this is when errors or omissions are most prevalent.

With the looming economic crisis we often see professionals cancelling their insurance or reducing their cover (in order to save money), however, this is the time when professionals should be more cognizant of the risks that they face, the potential damage to reputation in the instance of a professional indemnity claim, as well as the time spent trying to resolve the matter. Purchasing and maintaining your professional indemnity policy will provide professionals with the necessary peace of mind required – particularly when the crisis occurs!

The question is, can a professional afford to NOT purchase sufficient professional indemnity, particularly in what is currently a dire economic climate?


Dear Lamborghini Customer,

Lamborghini South Africa has just been informed of a new industry wide motor theft scam in which you may well be the next target!

A very sophisticated and well organised crime syndicate has begun targeting owners of high value cars, pretending to be employees of the Manufacturer/Dealership, and using intercepted email addresses or masked telephone numbers which display as a number of the Manufacturer/Dealership, informing the owner that their vehicle will be collected by the Manufacturer/Dealership for critical safety recall work to be carried out at one of their service centres.

These criminals may know your home or work address and will try to make arrangements to collect your Lamborghini from you for transport to your Lamborghini Dealership.


If you are contacted in this manner by anybody that you do not know personally, or in any manner that you find suspicious, IMMEDIATELY contact your Lamborghini Dealership, using an alternative email address, or by using the cell phone of someone that you trust, and report the incident to any Lamborghini employee that you know personally, or to the Service Manager or the Dealer Principal of any of our Lamborghini Dealerships.

We will either authenticate the original request or take the required action.

Kindest regards,

Toby Venter
Chief Executive Officer
Lamborghini South Africa

Kunkuru Safaris 16/01/2019
#WeatherWatch — Thunderstorms heading our way | Krugersdorp News 12/10/2018

Please be careful!

#WeatherWatch — Thunderstorms heading our way | Krugersdorp News The weather services warns of localised heavy downpours leading to incidents of flash flooding.


Ferox Staff having a day of fun and waffles


The Golden Rose Lodge Secure/Exclusive Lodge, meeting/conference facilities, family friendly, self catering rooms, Swimmin

Photos from Kunkuru Safaris's post 08/08/2018

Dis n wonderlike plek, rustig en asemrowend mooi.


To all my awesome clients wishing you a wonderful Mothers Day💗

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To all Our Client's

During the 2018 Budget speech, on the 21st of February 2018, it was announced that the Value-Added Tax (VAT) rate will be increased from 14% to 15% with effect from the 1st of April 2018.

The South African Insurance Association is in the process of engaging with the South African Revenue Service and National Treasury on the practicalities around implementing this change for the insurance industry. The intention is to obtain clarity around the implementation of the change and to get various special rulings that would address some of the difficulties envisaged by the industry.

Further communication will follow as soon as additional clarity is obtained.


To all my client, we wish you a fantastic New Year!


ALERT: Stormy weather expected for parts of SA

15:39 26/10/2017 Kavitha Pillay


Cape Town - South African Weather Service(SAWS) has issued an alert for stormy weather expected in parts of the country on Thursday, 26 October and Friday, 27 October.

"Severe storms, with a risk of heavy downpours as well as strong gusty winds are expected over the escarpment and lowveld areas of Mpumalanga later today (Thursday)," says SAWS in a statement.

On Friday, the high risk area for more "severe storms is expected to shift to Gauteng, the highveld areas of Mpumalanga as well as south-western and southern parts of Limpopo".

"At this stage the predominant risk is expected to be strong gusty winds as well as heavy downpours, which may result in instances of urban flooding," warns SAWS.



The South African Weather Service says the heavy downpours will be accompanied by gusty winds until around 10pm tonight.

Please take care and be safe!


Brytes - Knysna Lessons

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Congratulation Douglas and Anders on a wonderful article done on your majestic Eco Retreat, its wonderful seeing how our client's are getting such fantastic reviews. This is a place everybody needs to go visit and experience this awesome place.

Graceland Eco Retreat - a haven in the mountains | Review The Kudu River Valley is majestic and the Graceland Eco Retreat in Magoebaskloof commands a 360 degree view of this Limpopo valley.

Santam Insurance on Twitter 09/06/2017

Santam Insurance on Twitter “Santam pledges R1 million toward disaster relief efforts in the Western Cape: https://t.co/0WX1XbvqL2


Dear broker Knysna fires – what we are doing to make our claims process easier Old Mutual Insure has noted the devastation brought about by the wildfires in the Knysna area.
Due to the severity of these wildfires and the urgency of the situation, we are taking special measures to supplement our standard claims process.

This will ensure that we make it as easy as possible for our customers to submit their claims. The sooner we can process their claims, the sooner they can begin the tough process of rebuilding their lives. Special measures  Centralised claims email facility:

We have set up a centralised email address, [email protected], for you to ask relevant questions or submit claims for these devastating fires.

Remember, our contact number to submit claims is 0861 247 365.

On registration of each claim above R10 000, we will make an immediate preliminary payment of R10 000 to make things easier for our customers. We are also activating the Trauma benefit for allsure policyholders in the Knysna area, so that they and their families can have access to trauma counselling. 

CAT van: We have sent down an Old Mutual Insure catastrophe van from head office, to support the team in Knysna with the fast and efficient submission of claims. Our support team will use the van as the base of their operations as close as possible to Knysna, and will include non-motor assessors, motor assessors, a quantity surveyor, regional customer relationship managers, local assessors and suppliers on our panel. 

Further relief: We understand that this is an extremely difficult time for the people who have lost their homes and other belongings. That is why our Responsible Business team is partnering with a local NGO that is working on the ground in Knysna, to bring further relief to those involved in this traumatic situation.

From Old Mutual
Brian Johnson


Dear Clients

We are aware of the storm warnings that are currently in circulation. Please be assured that we are monitoring the situation closely. In the meantime, we would like to share a number of precautions you can take in the event of a flash flood.

Remain indoors during heavy rain Move to high ground and stay there Avoid driving in wet weather conditions (if possible) Should you be on the road, pull over at a safe location until the rain has stopped and it is safe to continue driving Vehicles on the road should keep a safe following distance and have their headlights on at all times Be cautious of falling trees and other potential hazards that could obstruct the road whilst driving Be especially careful at night, or when travelling on unfamiliar roads Cars can easily stall in water. If your car stalls, get out immediately and go to higher ground Vehicles can be swept away even by shallow water

Please do remember that our panel of approved motor assessors, non-motor loss adjusters and building contractors are on hand to expedite claims on behalf of our customers.


Cloud Saungweme
Chief Claims Officer

After Knysna Fire, People With Fire | Knysna Keep 08/06/2017

After Knysna Fire, People With Fire | Knysna Keep Knysna, the prettiest town in South Africa, will awake this morning to a different world, one of loss and ash on tongues. It is certain that this will be...

Main 06/06/2017

Local news
How ‘helluva’ storm will affect Roodepoort

It is believed that the storm will be one of the worst to hit Cape Town in 30 years.
Riaan van Zyl | about 1 hour ago
Photo for illustrative purposes. (Photo: Pixabay)
The storm that will hit Cape Town within the next 24 hours and which has unofficially been dubbed one ‘helluva’ storm, will most likely affect the weather in Gauteng and Roodepoort.

It is believed that the storm will be one of the worst to hit Cape Town in 30 years. Gale-force winds of 90km/h, 80mm of rain and even snow have been predicted. The City of Cape Town is also on standby to evacuate residents in high-risk areas.

Also Read: Severe storm approaching western parts of Gauteng

According to meteorologist Kobus Botha, Roodepoort residents can expect the following:

• Wed: 4°–20°

• Thu: -1°–16°

• Fri: 2°–19°

• Sat: 2°–17°

• Sun: 4°–19°

Main Caxton and CTP Publishers and Printers Limited is recognised as one of the largest publishers and printers of books, magazines, newspapers and commercial print in South Africa.

Timeline photos 12/05/2017


Please note that conditions are now favorable for severe storms.

There are threats of hail, heavy rains and damaging winds.

We urge our readers to be extra vigilant on the roads, please dress warm and take the necessary precautions. Have a great weekend Krugersdorp!

Koue en sneeu op pad - is die winter hier? 12/05/2017

Koue en sneeu op pad - is die winter hier? Suid-Afrikaners kan dié komende naweek koue temperature verwag met ’n kouefront wat van Donderdag oor die land gaan beweeg.

Pothole damage? This is what you need to do… 26/11/2016

Pothole damage? This is what you need to do… pHere’s a list of the worst potholes in SA and how to claim for damage: /p

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To all my awesome clients wishing you a wonderful Mothers Day💗
To all my client, we wish you a fantastic New Year!





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