Risk Management Partners

Running a business means juggling a lot of moving parts, and protecting your team and assets is always at the top of the list. That’s why our team often recommends exploring commercial umbrella insurance — it’s an extra layer of protection when the unexpected hits.

Swipe to learn how this coverage works and when it can make sense for your risk management plan.

If you’re wondering whether a commercial umbrella policy is the right fit for your business, we’re here to help. Give us a call anytime at (303) 463-9800.

Summer hosting season is here, and it’s a good time to think about how protected your home really is before friends and family arrive. Accidents can happen, and making sure your homeowners insurance is ready to respond is an important part of risk management.

Here are a few things to keep in mind before opening your home to guests:
• Liability coverage limits
• Pool and backyard safety
• Alcohol-related liability
• Coverage for temporary structures or rentals

If you’re planning to host this summer, our team at Risk Management Partners can help you review your home insurance and address any gaps. Give us a call to make sure you’re fully prepared for a safe, enjoyable season.

Ever loan your car to a friend or borrow someone else’s and wonder whose insurance actually applies if something goes wrong? It’s a common question — and an important one.

In most cases, auto insurance follows the vehicle, not the driver. That means the owner’s policy usually kicks in first during an accident. But there are exceptions, and understanding them can help you avoid surprises.

Our team at Risk Management Partners is here to help you sort through the details. If you’re unsure how your coverage works or want to review your auto insurance options, we’re always happy to walk through it with you.

Have you ever run into a confusing insurance scenario when driving someone else’s car? Share your experience below.

The dog days of summer are in full swing, and our team at Risk Management Partners just wanted to check in and say hello.

We hope you're getting plenty of sunshine, fresh air, and a little downtime while the season is at its peak. ☀️

If you need help reviewing your home, auto, life, or business insurance before summer wraps up, we're always here to support you. Feel free to reach out any time—our team is ready when you need us.

Making sure your children are protected is one of the most important parts of planning for the future. At Risk Management Partners, we know many families aren’t aware of all the life insurance options available to them.

One option worth exploring is a child term rider. This add-on extends your existing life insurance policy to provide a small amount of coverage for eligible minor children. It typically includes biological and legally adopted children, and in many cases, it can cover multiple kids under one rider.

Because it’s designed to offer temporary protection, coverage usually lasts until your child reaches a certain age. It’s a simple way to add extra financial security without juggling multiple policies or adding unnecessary complexity.

If you’re curious about how this might fit into your family’s plan, our team is here to help. Reach out anytime with questions.

Boating season is right around the corner, and our team at Risk Management Partners has been helping more clients get ready for time on the water. Whether you’re launching your boat for the first time this year or checking in on your overall liability protection, now is a great moment to review your coverage.

As more people head out to enjoy the lakes and reservoirs across Colorado and the surrounding region, it’s important to understand the most common boating incidents and how the right policy can help manage those risks.

If it’s been a while since you updated your boat insurance, or if you’re looking to set up a dedicated policy, we’re here to help you navigate your options. Reach out anytime to start the conversation.

July brings milestones that remind us how imagination and bold ideas can spark real progress. As a team focused on helping individuals and businesses manage risk with confidence, we love looking back at moments that changed the way people think, create, and protect what matters most.

Here are a few July anniversaries that continue to inspire innovation:

🥫 July 5, 1937 – SPAM was introduced, becoming a lasting symbol of resourcefulness and American ingenuity.

🎡 July 17, 1955 – Disneyland opened its gates in Anaheim, redefining family entertainment and proving what vision and storytelling can build.

🌕 July 20, 1969 – Apollo 11 made history as Neil Armstrong and Buzz Aldrin became the first humans to walk on the moon, showing the world what’s possible when preparation, teamwork, and bold ambition come together.

These reminders of creativity and determination resonate with the work we do every day—helping our communities plan ahead, stay protected, and take on new opportunities with confidence.

Which July milestone stands out to you the most? We’d love to hear your thoughts!

Planning a standout dessert for America’s 250th birthday? Our team has a fun idea to share.

This red, white, and blue Tie-Dye Cake from Sally’s Baking is a festive favorite and adds a colorful surprise to every slice. It’s a great way to bring some extra cheer to your celebration.

Our office will be closed on July 3rd, and we’ll be back in action on Monday, July 6th. We hope your holiday is safe, sweet, and full of good moments!

We had a great time celebrating our partnership with Liberty Mutual at the Rockies game a couple of weeks ago!

Even though the Rockies didn’t pull off a win (ugh… we were hoping! 😅), it was still an awesome day spent connecting, cheering, and enjoying time with partners who share our commitment to supporting clients and communities.

Here’s to strong partnerships, sunny ballpark days, and (hopefully) more wins ahead! 🙌