CTimko Realtor

Having trouble keeping track of your monthly payments? You might be damaging your credit score.

How to Negotiate a Clean Credit Report A late payment on a credit bill or other debt such as a mortgage can have a significant impact on yo...

We are entering the final quarter of the year which means now is the time to take care of any goals you had for 2023 before it comes to an end. Are you ready to buy a home, sell your house, or invest in a property? Let’s talk today and see what we can do to cross off a big item on your to-do list for the year.

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Being late on a debt--even six months late--doesn't legally allow a debt collector to harass you. Here's what you need to know about debt collection.

What Are Your Rights in Debt Collection? If debt collectors are calling or sending you letters demanding payment, you may be worried—and for ...

The process of living on only one income can be daunting if not scary, but don't despair!

Down to One Income? It's Not the End of the World If you purchased your home as a two-income family, the prospect of living on only one income can be ...

Having cash in your pocket may seem counterintuitive, but a study by the Urban Institute has found the opposite to be true.

A Simple Way to Stop Using Your Credit Card So Much If you’ve got a problem with credit card debt, there might be a simple solution that’s already sitti...

When setting up any speaker, it's important to follow the display model!

Setting Up Your Surround Sound Speakers When you move into a new house, there are numerous things you’ll want to do early on to get your hou...

Short answer a lot. What preventative measures are you taking?

Your Credit Card: What's in it for Thieves Online security breaches where retailers are hacked and customers’ credit card information is stolen...

Do you really need to call a repair service? Check out these quick, simple fixes for common household problems.

Quick Fixes for Your Common Household Problems It may seem like there’s always something going on as a homeowner, from silencing a squeaky hi...

Afraid to sign up for a credit card? An account that offers rewards might be worth it.

Making the Most of Your Credit Card Rewards Using a credit card to earn rewards is pretty simple. Just use the card to buy things and you’ll get...

Here are some financial priorities newlyweds can keep in mind.

Financial Priorities for Newlyweds Deciding where to live, if you’re going to have children, and who takes out the garbage are some of ...

Know the facts before signing up

What to Do If a Bank Offers You Credit Card Protection A common phone call that new credit cardholders get from their bank is an offer for credit card add-...