Goosehead Insurance - Keith Alter

Does your home-based business need its own policy?

Running a business from home? Your homeowners policy probably won't cover it.

Home-based businesses are one of the most underinsured situations I see. Your homeowners policy typically excludes business equipment, liability, and lost income. If clients visit your home or you store inventory — you need to know this.

Comment "BIZ" and I'll explain what you actually need

How a fender bender turned into a $12,000 lesson

It was a quiet Tuesday. Then everything changed.

A client rear-ended someone while dropping her kids off at school. Minor damage — or so she thought. The other driver had medical bills. Her liability limits weren't enough. She paid $4,200 out of pocket. One coverage upgrade would have cost her $8/month.

DM me "AUDIT" — let's make sure you're not in the same position

Term vs. whole life: which is right for your family?

One protects you for a season. The other protects you forever. Here's how to choose.
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Term life = lower premiums, coverage for a set period. Whole life = lifelong coverage + cash value. For most young families, term is the smarter starting point — but it depends on your goals. Here's a simple breakdown.

Reply "LIFE" and I'll help you figure out the right fit

Free auto insurance review — this week only

When was the last time someone actually looked at your policy?

I'm opening up 10 spots this week for a complimentary auto insurance review. No pressure, no obligation — just a clear picture of what you're covered for (and what you're not). Families with teen drivers especially need this.

Comment "REVIEW" to grab a spot

What "replacement cost" actually means for your home

Your home is insured for $250K. Your roof costs $30K to replace. See the problem?

Replacement cost vs. actual cash value — these two terms can mean the difference between rebuilding your home or being left short. Here's a plain-English breakdown every homeowner needs to read.

Message me to find out which type you have

The phone call that changed how I talk about life insurance

"I just need a few minutes of your time." Those 9 words saved a family's home.

A client lost her husband unexpectedly last year. Because they had a life policy in place, she didn't have to sell the house or pull the kids from school. That's why I do what I do.

DM me "PROTECT" to learn what coverage looks like for your family

Poll: What's your biggest home insurance concern?

Quick question for homeowners — 10 seconds, I promise.

🏠 What worries you most about your home insurance? A) Natural disasters B) Theft or break-ins C) Liability if someone gets hurt D) Not having enough coverage Drop your answer below — I'll share insights this week!

Vote in the comments!

5 things your auto policy might not cover

Most families assume they're fully covered — until they file a claim.

Your auto policy has gaps you might not know about. Things like rental reimbursement, gap coverage, and rideshare driving aren't always included. Here's what to double-check before you need it.

Comment "CHECK" and I'll review your coverage for free. Or click here: https://app.usecanopy.com/c/goosehead-insurance-keith-alter

The goal of life insurance isn’t to prepare for death.

It’s to make sure the people you love don’t struggle financially if life takes a turn.

Message me for more info.