High-Quality Insurance Agency

Missing your Medicare enrollment deadline can mean permanent penalties. Let us help you avoid costly mistakes. Call 314-328-4567 or visit www.high-qualityins.com.

Turning 65? Your Medicare enrollment window is 7 months long. Don't miss it! Call 314-328-4567 or visit www.high-qualityins.com for guidance.

✈️ Traveling this summer?

Quick question…
👉 Do you know if your Medicare plan covers you OUT OF STATE?

A lot of people assume it does… until it doesn’t.

Drop “TRAVEL” below, and I’ll make sure you’re covered wherever you go 🌎

Original Medicare doesn't cover everything. A Medigap plan fills the gaps. Call 314-328-4567 or visit www.high-qualityins.com to learn more.

New YouTube Video🚨: High Income? Your Medicare Could Cost More!

Many Medicare beneficiaries are surprised to learn that higher income can lead to higher Medicare premiums.

In this video, I explain:

• What Medicare IRMAA is
• Who pays higher premiums for Part B and Part D
• The income thresholds that trigger additional costs
• How Medicare determines your income
• What options may be available if your income has recently changed

Understanding these rules can help you avoid surprises and better plan for retirement healthcare costs.

Watch the video here: https://www.youtube.com/watch?v=zbAMumrlYVI

High Income? Your Medicare Could Cost More! Did you know that a higher income could increase your Medicare cost...

Prescription costs can add up fast. Medicare Part D helps cover your medications. Call 314-328-4567 or visit www.high-qualityins.com to compare plans.

Medicare Advantage plans bundle Parts A, B, and often D — plus extra benefits. Find your best plan at 314-328-4567 or www.high-qualityins.com.

Serious question 👇

Have your parents ever said:

“I don’t understand Medicare.”

If so, they’re not alone 😂

I help people simplify it every day.

Tag them below, and let's see if I can help them!

HQ-Insurance
314-328-4567
www.high-qualityins.com

New YouTube Video: You Can Be Penalized for Enrolling in Medicare Late?

Many people assume they can enroll whenever they want, but Medicare has strict enrollment periods and rules that can be costly if missed.

In this new video, I explain:
• Medicare Part B late enrollment penalties
• Medicare Part D late enrollment penalties
• When you can delay Medicare without a penalty
• Common mistakes people make when turning 65
• How to avoid costly enrollment errors

If you're approaching age 65 or helping a loved one navigate Medicare, this is information you need to know.

Watch the video here: https://www.youtube.com/watch?v=HWLa6lGAGbQ

Questions about Medicare?

Contact HQ Insurance at 314-328-4567 or visit www.high-qualityins.com to schedule your free Medicare review.

You Can Be Penalized for Enrolling Late Many people assume they can enroll whenever they want, but Medicare...

Medicare Part A covers hospital stays, skilled nursing, and more. Don't navigate it alone — call 314-328-4567 or visit www.high-qualityins.com.