Springfield MO RE Tips

Happy Good Neighbor Day! Celebrate by doing a random act of kindness for your neighbors.

Try one of these ideas:
• Send homemade treats
• Offer a helping hand with lawn work
• Host a community party

The first step to any homebuying journey starts with applying for a loan. Wondering what goes into the application process? The process starts with providing documents to show you're in the right financial state to purchase your dream home. Contact me to learn more.

Here's a few items you'll need:
• Copies of W-2s
• Copies of pay stubs
• Copies of checking and saving account statements

Unlike interest rates on car loans or credit cards, mortgage rates are a little more complicated to understand. With my help, you can find out how credit scores, down payments and price of a home determine mortgage rates. Contact me to learn more.

If the only thing you’re working on today is relaxing, then you’re spending Labor Day the way it was intended. Have a great day!

Tackling a 30-year-mortgage may seem like a never-ending battle, but these tricks could help you pay off your mortgage faster!

- Make one extra payment a year
- Round up your payments
- Instead of one payment a month, pay half your payment every two weeks

Undergoing a remodel can be a tedious, yet rewarding job. Whether you're looking to improve the way you live or make your livable house lovable, follow these strategies to stick to the your goals:

• Understand the true reason you are remodeling
• Set a budget and hold 20-30% of it for contingencies
• Prioritize the projects most important to you

It's not too late to jump on the house plant décor trend! House plants make beautiful additions to rooms and even help clear up the air. Try adding some of these popular plants to your home.

- Fiddle leaf fig trees
- Golden pothos
- Ferns
- Cacti or succulents

Did you know, your thermostat controls half of your energy bill? Installing green home gadgets like a smart thermostat and plugs help control your energy usage and save you money!

Think you can't afford your dream home? Your monthly payment might be cheaper than renting. Use the PrimeLending mortgage calculator to run your numbers for yourself. Contact me to learn more!

Wishing you and yours a fun and festive 4th! And if you’d like to celebrate by buying a new home sometime soon, contact me… I can help!

College grads, student loan debt doesn’t have to stop you from becoming a homeowner! You could qualify for a home loan even if you have debt from student loans. Contact me for details.

Did you know? The median age of first-time homebuyers is 32, while the median age of repeat buyers is 54. How old were you when you bought your first house?