TROXELL

You're planning the vacation. Don't forget to plan for the unexpected. Travel insurance is worth considering when your trip includes:
✔️ High travel costs
✔️ Non-refundable reservations
✔️ International destinations
✔️ Weather risks
✔️ Cruises or guided tours T
Tell us where you're heading, we'd be happy to help you understand your options before you travel.

Have you considered self-funding?

If rising health insurance costs have you wondering how to reduce expenses without reducing the quality of benefits you offer your employees, it may be time to explore a different funding strategy.

For many employers, self-funded health plans offer greater flexibility, increased cost transparency, and more control over healthcare spending than traditional fully insured plans.

While self-funding isn't the right fit for every organization, it has become an increasingly popular option for employers looking to take a more strategic approach to managing healthcare costs without automatically sacrificing the benefits that matter most to their workforce.

If you're ready to explore whether self-funding could be a fit for your organization, we're here to help you evaluate your options and make an informed decision.
🌐 https://buff.ly/VxDRLmP

If your insurance agent only offers one option... are they really helping you compare?
An independent insurance agent isn't tied to a single insurance company. We compare coverage, pricing, and policy options from multiple trusted carriers to help you find the right fit, not just the only fit.
That means more choices, honest advice, and an advocate who works for you every step of the way.
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Welcome back to Claim or No Claim where we break down real-life situations and explain how insurance may come into play. Today’s scenario: Your suitcase is stolen from your car while you’re on vacation. The answer? It depends. If personal belongings are stolen from your vehicle, coverage may not come from your auto policy the way many people assume. In many cases, stolen personal items may fall under the personal property coverage portion of your homeowners, condo, or renters insurance policy... depending on your policy, deductible, limits, and the details of the loss. This is why renters and homeowners coverage can matter even when you’re away from home. Your belongings may have protection beyond your front door, but there can be limits for certain items like jewelry, electronics, luggage, or high-value belongings. The takeaway: before you head out on vacation, know what your policy says about personal property, theft, and items kept in a vehicle. A quick review can help you understand what’s covered before your bags are packed.

Please join us in congratulating Jim Reavy on 37 years with Troxell! 👏

Thirty-seven years of dedication, relationships, and helping clients navigate what matters most is no small accomplishment. Jim's commitment to serving others and representing Troxell with integrity has made a lasting impact on our clients, our team, and our company.

Thank you, Jim, for everything you've contributed over the past 37 years. Congratulations on an amazing career milestone. We're proud to celebrate you! 🎉