Budgeting Through Breakups

If you’re budget was a Halloween costume, what would it be?

If not now, then when?

It's time to pay off credit card debt once and for all!

Being a credit counselor was the most rewarding career path that ultimately led to my financially freedom.

Are you tired of financial distress? Meet Beth Blaisdell, CCCS of the Heartland Advocate. She’s been where you are. Her story proves there is a way forward. Remember: If not now, when? Call 417-889-7474 and schedule your 1-on-1, confidential consultation. #DebtRelief #CreditCounseling

Pay more, save less. The struggle is real!

Since prices are rising fast due to (according to analysts) this is prime opportunity to revisit your budget, reframe your mindset, and do a deep dive into your spending.

Here are a few simple money moves:

1. Go through your bank accounts and credit card statements to see where any money leaks are draining from your accounts. Cancel any subscriptions you don't use and anything else you are spending on that doesn't bring value (empty calories)

2. Set limits for discretionary spending such as groceries, gas, and gifts. A little preparation goes a long way.

3. Check out my Simple Money Moves newsletter here, https://www.linkedin.com/pulse/what-your-money-problems-werent-just-moneybut-were-all-beth-blaisdell-pco8c , to practice mindset tools.

4. Are there any side hustles or things you can sell that will pay down debt and/or create momentum toward your savings?

Taking control can save you money and get you through hard times!

𝐘𝐨𝐮 𝐰𝐞𝐫𝐞𝐧’𝐭 𝐛𝐨𝐫𝐧 𝐭𝐨 𝐥𝐢𝐯𝐞 𝐢𝐧 𝐝𝐞𝐛𝐭—𝘺𝘰𝘶 𝘸𝘦𝘳𝘦 𝘮𝘢𝘥𝘦 𝘧𝘰𝘳 𝘮𝘰𝘳𝘦.⁣
⁣
More time with the people you love. ⁣
More precious moments and more memories created.⁣
⁣
𝐘𝐨𝐮 𝐚𝐫𝐞 𝐫𝐚𝐫𝐞! ⁣

Personal finance can feel like we’re hiding some dirty little secret. 😶

We walk around appearing confident, but in reality, we feel like a child in an adult's body-unequipped and confused! 😐

The dirty little secret? 🤐
Countless people feel the same way. 🤔

I know this because I’ve met one-on-one with hundreds of clients needing help with personal finance at various income levels. At first glance, their world appears colorful and dazzling, but in reality, it’s dark and scary with loads of shame.

The solution: ✅
Instead of striving for a picture-perfect life, create a life you love. Perfection isn’t the goal—peace of mind is. 🥰

Do you ever feel like you’re running out of time to get your finances together?

Your anxiety is at its peak performance whenever you think about the future. 😟

🎂Instead of taking pleasure with each trip around the sun, you take the day off eating a gallon of ice cream watching your favorite rom-com, ignoring the fact that you're closer to “retirement” than you thought.

❓What if you started with small intentional steps that put the power back into your hands and ice cream back in the freezer?

🙅Instead of avoiding your finances, you:

✅Tracked everyday spending
✅Automated savings from your paycheck directly to your savings account
✅Overspent less and spent intentionally a little more

Don’t be a stranger! 💌

We can’t change rising costs, but we can change our spending habits. 💵

Letting the economy dictate our finances is like trying to control the weather. 🌧️

Instead of worrying about getting wet in the rain, bring an umbrella—just in case. ☔️

What if you’re not broke… just unprepared?

Just a thought 💭

𝐂𝐚𝐧 𝐜𝐨𝐧𝐟𝐥𝐢𝐜𝐭 𝐛𝐫𝐢𝐧𝐠 𝐮𝐬 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫, 𝐨𝐫 𝐰𝐢𝐥𝐥 𝐢𝐭 𝐭𝐞𝐚𝐫 𝐮𝐬 𝐚𝐩𝐚𝐫𝐭 𝐟𝐨𝐫 𝐠𝐨𝐨𝐝?⁣
(𝘐𝘵'𝘴 𝘰𝘶𝘳 𝘤𝘩𝘰𝘪𝘤𝘦 𝘵𝘰 𝘮𝘢𝘬𝘦)

This morning, I woke up with amazing grace singing in my ears and it was so breathtaking that it felt like the angels were singing to me directly.⁣

The words hit deep in my soul, and I was overcome with emotions: 𝐥𝐨𝐯𝐞, 𝐜𝐨𝐦𝐩𝐚𝐬𝐬𝐢𝐨𝐧, & 𝐠𝐫𝐚𝐜𝐞.⁣

I remembered a conversation I had with someone this week. They feared their livelihood was at stake because they believed undocumented immigrants were collecting money that wasn’t rightfully theirs. At first, I felt anger toward this person—then I felt compassion. ⁣

Fear is a real and tangible emotion, and it’s part of what has brought us to where we are today. ⁣I stepped back, took a deep breath, and leaned into my curiosity.⁣⁣

“𝘈𝘮𝘢𝘻𝘪𝘯𝘨 𝘨𝘳𝘢𝘤𝘦, 𝘩𝘰𝘸 𝘴𝘸𝘦𝘦𝘵 𝘵𝘩𝘦 𝘴𝘰𝘶𝘯𝘥.” ⁣

⁣I can recall my darkest moment when I cried out into the void—maybe to God, maybe not—because I was desperate for the truth. And in that moment, I clearly heard:⁣

𝘌𝘷𝘦𝘳𝘺𝘰𝘯𝘦 𝘪𝘴 𝘱𝘦𝘳𝘧𝘦𝘤𝘵𝘭𝘺 𝘮𝘢𝘥𝘦 - 𝘪𝘵’𝘴 𝘺𝘰𝘶𝘳 𝘫𝘰𝘣 𝘵𝘰 𝘭𝘰𝘷𝘦.⁣
𝘐 𝘸𝘪𝘭𝘭 𝘸𝘰𝘳𝘬 𝘸𝘪𝘵𝘩𝘪𝘯 𝘵𝘩𝘦𝘪𝘳 𝘩𝘦𝘢𝘳𝘵𝘴 - 𝘪𝘵’𝘴 𝘺𝘰𝘶𝘳 𝘫𝘰𝘣 𝘵𝘰 𝘭𝘰𝘷𝘦. ⁣
𝘐 𝘸𝘪𝘭𝘭 𝘥𝘦𝘢𝘭 𝘸𝘪𝘵𝘩 𝘵𝘩𝘦𝘪𝘳 𝘪𝘯𝘵𝘦𝘯𝘵𝘪𝘰𝘯𝘴 - 𝘪𝘵’𝘴 𝘺𝘰𝘶𝘳 𝘫𝘰𝘣 𝘵𝘰 𝘭𝘰𝘷𝘦. ⁣
⁣𝘏𝘢𝘷𝘦 𝘱𝘶𝘳𝘦 𝘪𝘯𝘵𝘦𝘯𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘭𝘰𝘷𝘦. ⁣

At that exact moment, the message was so powerful that I felt the energy of these lyrics “𝘐 𝘸𝘢𝘴 𝘰𝘯𝘤𝘦 𝘭𝘰𝘴𝘵 𝘣𝘶𝘵 𝘯𝘰𝘸 𝘐 𝘢𝘮 𝘧𝘰𝘶𝘯𝘥. 𝘐 𝘸𝘢𝘴 𝘣𝘭𝘪𝘯𝘥 𝘣𝘶𝘵 𝘯𝘰𝘸 𝘐 𝘴𝘦𝘦.” ⁣

⁣In that instant, I realized that the same institution feeding me '𝘵𝘳𝘶𝘵𝘩' was actually feeding me the very poison I was so desperately trying to avoid.⁣

⁣I was choosing to fear and hate not because I wanted to but because I was groomed to hate and it was perfectly wrapped up in the package of “𝘭𝘰𝘷𝘦.”

If you want to read more:
https://now-roar.com