Commonwealth Insurance

There are a lot of boxes to check when gearing up for a road trip in an RV – like testing the brake lights, or packing a first aid kit and everything needed for marshmallows. To help you remember the essentials, we recommend downloading these six RV checklists: https://bit.ly/3VeP708

From respecting quiet hours, to keeping pets on a leash and cleaning up after them, there’s certain etiquette we should follow when camping. Here are some other rules to keep in mind: https://bit.ly/3VfW9BY

Full-time RV living is a flexible lifestyle that let’s you travel the open road at a moment’s notice and still have your own space to live in. Before you start your engine, check out these 16 tips to help make the transition to full-time RVing go smoothly:

Full-Time RV Living: 16 Expert Tips & Insights | KOA Camping Blog Embark on your next RV adventure with confidence! Discover 16 essential tips for full-time RV living, from logistics to lifestyle. Learn more online today.

Do you want to build a campfire? Well first, you have to know the different types of campfires, materials you’ll need, how to start the fire and safety precautions! Here’s an ultimate guide to follow:

How to Build a Campfire | The Ultimate Guide | KOA Camping Blog Building a campfire is one of the most important parts of any camping trip. Use our guide to learn everything you need to know about building the perfect campfire.

Welcome

The 2026 Atlantic Hurricane Season underway and the Department's PrepareFL.com website serves as a one-stop-shop for preparedness and recovery resources. While storms are a regular part of Florida life, proactive planning can significantly reduce their impact and help you recover faster.

Key steps such as assembling an emergency kit, creating an evacuation plan, and safeguarding your home and business can make all the difference. By staying informed and taking timely precautions, Floridians can approach hurricane season with confidence and resilience, ensuring a smoother path back to normal after a storm.

The Department’s Insurance Consumer Helpline at 1-877-MY-FL-CFO (693-5236) is also available Monday through Friday, from 8 a.m. to 5 p.m. Eastern Time. Call today to speak with a knowledgeable insurance specialist—free of charge.

Hurricane Preparedness Tips:

Secure Flood Insurance: Standard homeowner’s policies do not cover flood damage. If you live in a flood-prone area, contact your insurance agent to explore flood coverage options. Florida has over 30 private insurers offering flood insurance, and you may also qualify for the federally-backed National Flood Insurance Program (NFIP).

Review and Update Your Coverage: Your home and possessions may have gained value or improvements over the years. Review your insurance policy to ensure your coverage limits remain adequate for current replacement costs.

Add Extra Living Expense Coverage: Many homeowners’ policies include additional living expenses that help cover costs if your home becomes uninhabitable, such as motel stays, dining, and storage, during repairs. Confirm these protections are in place.

Act Before a Storm Approaches: Insurance providers typically do not accept new applications or changes once a hurricane is near. Since most flood policies take about 30 days to become effective, securing or updating coverage now is crucial before storm threats arise.

For more hurricane preparedness tips and resources, visit PrepareFL.com.

There are many benefits of owning a pet, including decreased stress! Here’s a list of more benefits you may not have known about:

The Power of Pets Scientists are looking at how different types of pets can affect your mental and physical health.

One crucial aspect of RV preparation that’s often overlooked is weight distribution. This guide explains why it’s important, and how to achieve the perfect balance for a safer and smoother adventure. https://bit.ly/4azRdMk

Swimming in oceans, lakes and rivers can be fun, but it can also make you sick. If you’ll be swimming in a natural body of water, here are some things to consider: https://bit.ly/4cm37f5

While spending time in the sun can be both fun and healthy, it can also lead to a heatstroke. But if you follow these prevention tips, you can help avoid them: https://bit.ly/3QYYrCI

Have you ever towed a travel trailer? If so, you know how tricky it can be. And if you haven’t (but you will be), it might help to read these tips ahead of time: https://bit.ly/4btBO1J