Alliance Reverse Mortgage

Your members are losing thousands of dollars right now, and you don't even realize it. 💸

A member came to us mid-process. They'd started their Reverse Mortgage somewhere else. Things got complicated. Confusing. They had no idea what was happening to them.

They turned to their Credit Union for help.

But their Credit Union had no Reverse Mortgage partner.

Fortunately, someone knew about us. That one connection saved that member $34,000, because our interest rate was lower and our origination fee was lower.

$34,000. Gone. Just because the right partner wasn't in place.

This isn't just one person's story, it's happening to your members every single day.

You serve them on auto loans, checking accounts, mortgages, but the one product that could change a senior member's retirement? You're leaving them to figure it out alone.

That ends today. ⬇️

Let's talk about how we protect your members together.

Thinking about a Reverse Mortgage? Here's EXACTLY what to bring. 📋

Most people assume it's complicated, but when you walk in prepared, it's smoother than you'd expect.

Here's what Ron (President & CEO Alliance Reverse Mortgage) says you'll need:

✅ Driver's license or government-issued ID
✅ Social Security card (or a 1099/W-2 showing your SSN)
✅ Current mortgage statement (if applicable)
✅ Most recent homeowner's insurance billing statement
✅ HOA billing statement (if you have one)
✅ Social Security benefits letter or pension benefits letter
✅ 2 months of complete bank statements, ALL pages, even blank ones
✅ Retirement or asset account statements
✅ Full trust documents (excluding the will and health directive)

One more thing, you'll also need to attend a HUD-required counseling session. It's part of the process, and it protects YOU. 🏡

Save this post so you have the full checklist when you're ready. ⬇️

Facing foreclosure? There's a solution most homeowners don't even know exists. 🏠

A Reverse Mortgage can stop a foreclosure, and we've spent 18 years proving it.

Since 2007, we've helped members get out of foreclosure at the very last moment. We've seen it work. But here's what we need you to understand:

Time is everything.

To stop a foreclosure, you still go through the full underwriting process. We need to confirm that once your mortgage is paid off, you can still cover your property taxes, homeowner's dues, and insurance.

That takes time. And we need you to come to us with enough of it. ⏳

We will give our heart and soul to stop a foreclosure.

We just need a little bit of notice to do it right.

Reach out to your Credit Union today and ask about a Reverse Mortgage. Early action can be the difference between keeping your home and losing it.

Save this post, it might be the most important thing you share this year. 📌

She asked for a credit line. They sent her a $66,000 check she never wanted. This is what happens when no one's listening. 👂

Financial solutions should be customized to meet YOUR members' specific needs and goals. Yet this member received funds in a format that completely contradicted her clearly stated preferences.

At Alliance Reverse, we believe listening is the foundation of good service. We take the time to understand what your members actually want before recommending solutions.
Because a Reverse Mortgage isn't just a product, it's a significant financial decision that should be handled with care and attention to detail.

Save this post to remember why customized solutions matter!

Meet Lexi — the face (and the talent) powering our social media this past summer.

She's a rising senior at UC Santa Cruz, and she walked in here ready to work. What she didn't know? We'd never want to let her go. 🎬

There's something special about watching someone show up, learn fast, and genuinely care about the work they're doing.
That's Lexi.

We figured it was time you finally got to meet her, because the best content always starts with great people behind it.

From a youth savings account all the way to retirement, Credit Unions are built to be there for every chapter. 📖

Think about it.

It starts with a youth account. Then a checking and savings when you land your first job at 16.

Then comes the credit card. The car loan. The home loan. The investment account.

Every single milestone, your credit union was there. ✅

But here's where most Credit Unions drop the ball.

Retirement support usually stops at savings accounts and wealth management programs.

And while those matter, they're only part of the picture.

🏠 Reverse Mortgage solutions are the missing piece, and without them, your members aren't getting the full retirement support they actually need.

A truly member-first credit union covers every stage. All of them. Not just the ones that are easy.

You still OWN your home. You just are not required to make the required monthly mortgage payment. 🏠

Most people hear "Reverse Mortgage" and immediately think it sounds risky or complicated, but here's the truth nobody tells you.

It's simply a loan against your home.

The difference? You're not required to make a monthly principal mortgage payment.

You just need to keep up with your property taxes, homeowner's insurance, and any HOA dues.
That's it.

And yes, the home is still 100% yours. Just like any traditional mortgage, there's a lien against the property. But you own it. You control it.

💡 If you or someone you love has been wondering whether a Reverse Mortgage is even worth looking into, Reach out!