George Adair

An adjustable-rate mortgage (ARM) starts with a fixed interest rate for a set period before the rate can adjust according to loan terms. For some borrowers, ARMs may make sense when planning a shorter time horizon or looking for lower initial payments. Explore the details: http://spr.ly/6181BECGHR

July home sales dipped 1.7%, reflecting the impact of higher rates and elevated home prices. Still, affordability has improved from a year ago, offering encouragement for buyers entering the market. Let’s connect!

Don’t let hesitation hold you back.

A 23% median down payment highlights an advantage repeat buyers have: equity. It's a reminder that homeownership creates more opportunity overtime, giving buyers flexibility and strength.

An FHA 203(k) loan can combine the cost of a home and eligible renovations into one mortgage. Limited and Standard options are available depending on the scope of the project. Learn more about FHA 203(k) financing: http://spr.ly/6188BECGHO

Home prices rose in 80% of metro markets during Q2, up from 71% in Q1, according to NAR. These 10 metros saw the largest year-over-year gains. Let's connect on what these trends could mean for buyers and sellers in your market.

Interest rates get a lot of attention in homebuying conversations, but there's another essential number to consider — annual percentage rate, or APR. APR calculates the total cost of borrowing beyond just your interest rate. See why that matters: http://spr.ly/6186B1KSaG

Today's repeat buyer looks a little different than they did a decade ago. With the median age at 62, today's move is often less about a starter home and more about the next chapter. That shift creates opportunities for more personalized conversations and long-term planning.