Shira Ridge Wealth Management

🚨 530a accounts for kids (Trump Accounts) went live on July 4th! 🚨

We've been diving deep into the research on these opportunities for kiddos.

If you’re considering contributing for a child or grandchild, there are critical factors to weigh. The right move depends on your specific financial goals. For example, if your primary focus is saving for education, traditional investment vehicles might actually be a better fit.

While 530a accounts offer unique benefits beyond government seeding funds, it’s crucial to understand the fine print before directing your money.

Facing these decisions? Let’s talk! We’d love to help you map out the best path forward for your beneficiary.

Grandparents, Don't Use Trump Accounts for College Savings Grandparents have a new way to set aside money for grandkids: Open a Trump account. But if the goal is saving for college, old-fashioned 529 savings plans are still a better bet.

Yes, it’s true—if you come to our office for a meeting, we might hand you a roll of toilet paper before you leave! 😂

It sounds a little quirky, but it’s all for a fantastic cause. We’re big believers in taking care of the planet, so we stock up on Who Gives A Crap toilet paper. They make 100% sustainable products and donate a massive 50% of their profits to help provide clean water and proper sanitation to communities in need around the world.

While this is one company we like, there are many others with a similar focus on positively impacting the world - Every little bit we can do helps make an impact.

Next time you stop by, don't be shy—ask us for a roll and we'll tell you all about it! 🌍✨

Our Global Impact | Who Gives A Crap Discover how Who Gives A Crap USA supports clean water, sanitation, and sustainability by donating 50% of profits. Help us uncrap the world. Join today!

We are thrilled to introduce the newest member of the Shira Ridge Family, Christina Hoffman!

Christina is joining our crew as our new Client Services Associate. As our team grows to better serve you, you might hear her friendly voice on the other end of the line the next time you give us a call.

Christina comes to us with an impressive background, including five years at Charles Schwab in Advisor Wealth Services. Her diverse expertise across financial services, marketing, and customer care makes her the perfect fit for supporting our clients' evolving needs.

When she’s not delivering exceptional service to our clients, you can find her exploring the Arizona outdoors with her beagle, Marley, or baking up a storm in the kitchen.

Please join us in giving Christina a warm welcome!

Today, we pause to honor and remember the brave men and women who made the ultimate sacrifice in service to our country. Their courage preserves our freedom, and their legacy will never be forgotten.

Wishing you and your family a respectful and meaningful Memorial Day.

Why we love what we do….

The best part of our job isn’t the spreadsheets—it’s the moment we get to tell a client: "You have enough." We spend decades training our brains to save, but shifting that mindset toward living can be surprisingly difficult. We believe your hard-earned retirement is meant for making memories, not just growing an estate.

Don't just leave a legacy later—live it now. Take the trip, bring the grandkids, and share the experiences today. ✈️🌎

I took my 63-year-old retired mother on a bucket-list trip. I learned you're never too old for big adventures. You're never too old to plan a bucket-list adventure.

Have you ever scrolled past an investment opportunity that looked interesting but felt just a bit… sketchy? You aren't alone.

It’s a tumultuous time for investors navigating social media. Scammers are getting better at creating realistic ads for opportunities that make "can’t miss” investments look authentic. Real, trusted investment vehicles do not advertise through Facebook or Instagram.

The best way to handle an unsettling investment pitch is to get a second opinion from a professional. We can help clients investigate these scenarios, cut through the noise, and help make an ultimate decision on the validity of an investment. Don't have an advisor to vet your next move? Let’s connect.

Using Facebook or Instagram? Beware of Investment Scams, Warn State Attorneys General. Crypto fraud and pump-and-dump schemes are on the rise on some of the most popular social-media platforms.

While we can’t all be as poetic as Neruda, we can certainly embrace the season of renewal he describes so beautifully. Spring isn't just for garden paths and fresh air—it’s the ultimate season for a financial fresh start.

Just as you can't stop the flowers from blooming, you shouldn't let your goals stay dormant. Whether you are looking to boost your savings or finally do a deep dive into your retirement strategy, there is no time like the present to nurture your future.

Spring Cleaning Checklist for Your Wealth:

- Audit Your Budget: Clear out those "zombie" subscriptions you no longer use. 💸
- Review Your Retirement: Ensure your strategy is still aligned with your long-term vision. 🌴
- Plant New Seeds: Consider increasing your contributions to see greater growth by harvest time. 🌻

Is it time for a seasonal check-up? Let's connect to make sure your financial plan is ready to bloom.