Stephen Groff - NFM Lending

Thinking about selling? Start here.

A little preparation before you list can make a big difference in how fast your home sells and how much you walk away with. Swipe to see what to tackle first.

Will checking my credit hurt my score? Great question.

There’s a big difference between a hard and a soft credit pull, and every buyer should know which is which before starting the homebuying process.

Rates change. Life changes. Your mortgage should be able to keep up.

If it’s been a while since you last looked at your loan, now might be a good time. Swipe through for 5 signs refinancing could be worth explaining.

The homebuying process starts long before you ever make an offer.

The buyers who feel most in control didn’t start with a showing. They started with a plan. Swipe to see what to do before you start shopping.

One late payment. One new credit card. One big purchase.

Any of these could delay your closing if the timing is wrong. Swipe to see the mistakes that trip up buyers most and what to do instead.

Student loans and a mortgage? Yes, it’s possible.

Having student debt does not automatically disqualify you from buying a home. What matters is how your loans are counted and which loan program is right for your situation. Swipe to learn more.

Ever wonder why two buyers can get completely different rates on the same day? Your rate is not random.

Swipe to see what exactly goes into it and what you can do to get the most competitive rate possible.

Your offer is more than just a number.

In today’s market, knowing how to structure a strong offer can be the difference between getting the home and losing it to someone else.

Swipe to see what sellers actually care about and how to make your offer stand out.

Closing costs caught you off guard? You are not alone.

Many buyers focus on the down payment and forget about the fees that come with it. Swipe to break down exactly what closing costs are, what is included, and how to reduce them.

Thinking about refinancing before the season shifts? Here’s what’s worth considering before you make that move.

Contact me today for more information and tips!