Stephen Groff - NFM Lending

Be honest, when did you last actually read your homeowner’s insurance policy? If the answer is “when I bought my house”, this one’s for you. August is the perfect excuse for a quick mid-year checkup. Swipe for what to look for.

Thinking about moving with kids? Now is the time to start planning for the 2027 school year.

Timing your home purchase around the school calendar can make the transition so much smoother for the whole family. Whether you want to be settled before the first day of school or take advantage of winter or spring break to make the move, having a plan early gives you options. Contact me to get started!

Mortgage points, also referred to as discount points, allow you to pay upfront to lower your interest rate.

One point equals 1% of the loan amount. Whether it is worth it depends on your break-even timeline and how long you plan to stay in the home to recoup the cost. Let us run the numbers for you!

Ready to save for a home like a pro? Small habits can make a big difference over time.

Swipe through for easy tips and reach out if you want help building your plan!

Not sure if you are ready to buy a home? These five signs can help you get a clearer idea of where you stand and what steps can move you closer to homeownership.

Ready to take the next step? Reach out today.

A rate lock guarantees your interest rate for a set period while your loan processes, typically 30-60 days. If rates rise before closing, you’re protected.

Let’s talk about the right time to lock based on your timeline.

Clear to close, three words every homebuyer loves to hear. But do you know what it actually means and what happens next?

Connect with me to learn more and start the process.

Would you rather have a fixer-upper in a great location OR a move-in-ready home in a so-so location? No right answer! Let us know in the comments below!

Afraid that comparing mortgage rates will hurt your credit score? Think again.

Learn how rate shopping actually works and why it is one of the smartest moves you can make as a homebuyer. Reach out to me to learn more!

Ever wondered where part of your monthly mortgage payment actually goes? Your escrow account is doing more than you might think.

Swipe through to learn how it works and why it is set up to protect you as a homeowner.

Connect with me to learn more about escrow accounts.