First Bank Home Loans

LegacyFirst Mortgage

We're giving a big thank you to four of our amazing GOLD Sponsors— Rotary Club of Prosper , Wayne Bartley Hope Fellowship Church and First Bank Home Loans ⛳

These are people and organizations that are invested in our community in so many ways—from serving local families and helping people find a place to call home, to supporting our community through faith, connection, and financial services.

If you know them, work with them, or are looking for any of the services they provide, check them out and show them some love! We're grateful they choose to support Cornerstone and the families we serve.

The 2026 Cornerstone Golf Classic, presented by Brown & Griffin wouldn't be possible without sponsors like these. Thank you for being part of it!

Ready to buy a house buy just can’t seem to scrape together the down payment?

We just rolled out a new DPA (Down payment assistance program) that can help close the gap! And the best part is…. You don’t have to be a first time home buyer!!


First Bank Home Loans legacyfirstmortgage

Rates remained stable but elevated during the week ending August 8, 2026, as jobs data pointed to a strong labor market.

First Bank is an Equal Housing Lender.

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

Realtors, if you have clients sitting on the sidelines, or if you're a buyer tired of watching your hard-earned money go toward rent while trying to out-save the market, we have a solution to get you over that cash-to-close hurdle.

Our new Down Payment Assistance (DPA) program is available nationwide, features funds that never run out, and is built to cover that upfront investment with zero income limits and no additional processing delay:

✔️ No Income Limits: Unlimited earning potential, same great assistance
✔️ Fast Closing: Zero extra processing time added to your loan
✔️ 100% Down Payment Coverage: Covers the 3.5% required for FHA
✔️ Closing Cost Boost: Options available up to 5% total assistance to knock out closing costs, too
✔️ Flexible Qualifying: Non-occupying co-borrowers are allowed

Homeownership might be much closer than you think! Stop stressing about the cash-to-close hurdle, we’ve got you covered.
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Ever wonder where your mortgage payment goes?

For many homeowners, your monthly payment is made up of more than just your home loan.

It may include:
• Principal (the amount you borrowed)
• Interest (the cost of borrowing)
• Escrow

Your escrow portion is set aside each month to pay expenses like property taxes and homeowners insurance when they're due.

Understanding how your payment is divided can help you feel more confident as a homeowner.