Crossroads Planning

The Federal Reserve (Fed) concluded its March 2026 meeting by deciding to hold interest rates steady at 3.50%-3.75%. But what does this mean for everyday Americans? Swipe through to learn more.

Know that we are closely monitoring key economic data and policy shifts. As always, if you would like to talk through your current strategy, don’t hesitate to give us a call. We are here as a resource for you.

Last month gave investors plenty to weigh. Job growth held firm, corporate earnings delivered again, and inflation ticked back up. However, at the end of the month, real geopolitical instability emerged, with potential implications for markets. Swipe through for more information.

As always, reach out to our team with any questions or needs. We are here as a resource for you.

We recognize how difficult it can be to set aside the strong emotions that often arise during major geopolitical events, such as the start of the war in Iran on February 28, 2026. However, as difficult as it may be, investment decisions driven by short-term fear should be avoided, as history has consistently shown that long-term investing outshines attempts to time the market during periods of volatility.

Here is what we know so far:

💠Oil prices have risen and may continue to increase, with the Strait of Hormuz effectively closed.
💠Global markets have closed lower and may continue to experience volatility in the coming days.
💠Gold, a safe-haven asset, has surged.
💠There is some risk of limited economic impacts tied to these developments, depending on how the situation unfolds.

However, there are still unknown variables, including how long the war will last, whether the conflict will expand beyond the current fighting in Iran and Hezbollah, and who will rise to power in Iran.

Ultimately, the decisions made by Iran, Israel, the United States, and other countries may influence markets and the broader economy

We understand that periods like this can feel uncertain. Please know that we are actively monitoring developments, assessing long-term opportunities, and considering your specific financial situation. We will continue to keep you informed of meaningful market and economic updates.

If you have questions in the meantime, do not hesitate to reach out.

On February 20, 2026, the Supreme Court issued a significant ruling on tariffs imposed by the Trump administration under the International Emergency Economic Powers Act (IEEPA). Swipe through for a breakdown of what happened, what it means, and what to watch moving forward.

As always, we are monitoring developments and their potential impact on markets and the broader economy. If you have any questions or would like to discuss your current strategy, please don’t hesitate to reach out. We’re here to help.

Trump Savings Accounts, officially designated as Section 530A accounts, are new tax-deferred investment accounts created for children under age 18. Swipe for an overview of what parents need to know.

As with any long-term investment vehicle, understanding contribution limits, tax treatment, and withdrawal rules is key to determining whether this account aligns with your family’s goals. Reach out anytime for investing guidance from our team.

During this month of love, we are sharing a timely reminder: love is priceless, but relationship milestones aren’t. For those in love and on a budget, here is an overview of key relationship costs:

💘 Date night reality check: The average American will spend about $2,279 on dates in a year.
💘 Ring talk: The average cost of an engagement ring in 2025 was about $5,000, with about 33% of Americans spending less than $3,000.
💘 Wedding budget ballpark: The average wedding costs about $33,000 in 2025, with the average cost-per-guest coming to $284.
💘Honeymoon spending: Over the past few years, the average cost of the honeymoon has lingered around $5,000, though the exact cost will depend on the destination and length of stay.
💘Home-buying costs: For many Americans, purchasing a home is a common step after tying the knot. In 2025, the median list price of a home was $405,967.

If you want to discuss an investment strategy to help support these milestones, call our office. We’ll help you make sure your financial picture can accommodate these events.

This February 8th will mark not just one of the biggest nights in sports, but also one of the most influential economic events of the year. As we look ahead to the big game, we’re breaking down the numbers that shaped the event in 2025.

Swipe through to see the key financial stats, spending trends, and economic impact behind the most-watched event in the country.

Wishing each of you an enjoyable game — whether you’re watching the football, focusing on the commercials, or in search of the best gameday snack!

Last month, the U.S. economy continued its above-trend expansion, driven primarily by robust consumer spending and a resilient services sector. Yet beneath these positives, challenges are mounting. Swipe through for an overview.

As always, reach out to our team with any questions or needs. We are here as a resource for you.

Do you know the 2026 contribution limits for HSAs and FSAs? These are key numbers to keep in mind as you plan for next year’s health benefits and potential tax savings.

Swipe through for what’s changing. And as always, reach out with any questions or needs.

This season presents a great opportunity to revisit any financial matters you’ve been meaning to address or conduct a quick year-end review. If you'd like to connect before the holiday rush sets in, we’d be happy to schedule a time to talk through what’s on your mind!

Wishing you a productive and peaceful fall season. We’re here if you need anything.

Big changes are coming for seniors — from new tax deductions to Medicare and Medicaid rule updates.

Swipe through to see how the One Big Beautiful Bill Act could impact taxes, benefits, and health care.

Have questions about how these changes affect you? Give us a call today! We are here to help.