All Reverse Mortgage
We’re proud to be America’s top-rated HUD-approved reverse mortgage lender (4.9/5 stars), with nearly two decades of unparalleled excellence. (NMLS #13999) Rev.
Our A+ Exemplary Rating affirms our commitment to integrity and service from the BBB. All Reverse Mortgage has originated reverse mortgages since 2004. We’re a HUD-approved direct lender with an A+ BBB. Corporate Office: 2019 W Chapman Ave, Orange, CA 92868
Toll Free: (800) 565-1722
HUD-Approved Lender: #26031-0007
NMLS Company ID: #13999
BBB: A+ Exemplary Rating · BBB #100061898
Member: National Reverse Mortgage Lenders Association (NRMLA)
Important Notices
Customer Service & Support
This page is not monitored for customer service inquiries. For assistance, visit our official website at https://reverse.mortgage/ to connect with a licensed mortgage originator. Privacy & Security
Please avoid sharing personal information on this page. Social media platforms have their own privacy policies, which are beyond our control. Third-Party Links
We may share links to external sites for your convenience. These are not endorsements, and we are not responsible for their content. Legal & Financial Disclosures
Our content is not approved or endorsed by HUD, FHA, or any government agency. Reverse mortgages may include fees like origination and mortgage insurance premiums, which are added to the loan balance. Homeowners remain responsible for taxes, insurance, and property maintenance. For more information, visit our disclosures page. Licensing Information by State
We are licensed to operate in multiple states, including:
State License Disclosures
Arizona
Licensed by the Arizona Department of Insurance and Financial Institutions. License #BK0934287. California
Licensed by the California Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act. License #4131229. Colorado
Licensed by the Colorado Department of Regulatory Agencies (DORA), Division of Real Estate. License #100032569. Florida
Licensed by the Florida Office of Financial Regulation. License #MLD837. Georgia
Licensed by the Georgia Department of Banking and Finance. License #31567. New Jersey
Licensed by the New Jersey Department of Banking and Insurance. License #N000018109. North Carolina
Licensed by the North Carolina Commissioner of Banks. License #L-156775. Oregon
Licensed by the Oregon Division of Financial Regulation (DFR), Department of Consumer and Business Services. License #ML-5006. Required Oregon Disclosures:
We are required by Oregon law to disclose to you that a homestead on which amounts of homestead property taxes are deferred, as provided by the Oregon property tax deferral program (Or. Stat. 311.666 to 311.701), and that remain unpaid, may not be pledged as security for a reverse mortgage by any person. If you have received a deferral of property taxes on your home as provided under the Oregon property tax deferral program, and those taxes remain unpaid, you must pay off those taxes prior to or as part of obtaining a reverse mortgage loan. Further, if you currently are not a participant in the Oregon homestead property tax deferral program, or even if you pay off your deferred taxes prior to your property being pledged to secure a reverse mortgage, once you enter into a reverse mortgage transaction, you will be ineligible for Oregon’s tax deferral program. Pennsylvania
Licensed by the Pennsylvania Department of Banking and Securities. License #38143. South Carolina
Licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division. MLS-13999, OTN #1. Texas
Licensed by the Texas Department of Savings and Mortgage Lending. License #84280. Other trade names used in Texas: All Reverse Mortgage Company; ALLRMC Company. Texas Required Disclosure:
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov. Virginia
Licensed Lender, Virginia State Corporation Commission, Bureau of Financial Institutions. License #MC-5551. Washington
Licensed Consumer Loan Company by the Washington Department of Financial Institutions. License #CL-13999. Equal Opportunity Lender
We’re committed to serving homeowners across the U.S. with transparency and excellence. Let us help you discover how a reverse mortgage could benefit your retirement. Visit our website or call us at (800) 565-1722 for personalized assistance!
08/24/2026
"His support and guidance was unwavering, and is much appreciated."
This client first looked into a reverse mortgage back in 2018 with a different company, then the pandemic interrupted everything. When he picked the search back up he came to us — and still took several more years to decide he was ready. Walter Genie answered every question along the way, however many times it was asked, and never pushed him to move faster than he wanted.
Thank you for the kind words, and well done, Walter!
08/20/2026
"Now that the process is almost complete, I am confident that I have made the right decision to go with ARLO."
Our client spent a few years considering a reverse mortgage — and once it was time to pick a lender, the sales calls wouldn't stop. What made the difference wasn't a pitch. It was Lynn Joyce and, later in the process, Theresa Lee: "very helpful and very honest," with clear answers and steady check-ins from start to finish.
Thank you for the trust, and well done, Lynn and Theresa!
08/14/2026
For Nancy and her husband, the whole idea of taking out a loan in their senior years felt like a lot. That's where Mike Schuler came in first. Steady, clear, patient. And when Theresa Lee stepped in to carry things through to the finish line, that same calm, thorough energy never skipped a beat.
That kind of trust between a loan officer and processor is exactly what we build our team around. Thank you, Nancy, for sharing this from Salida, CO, and a huge shoutout to Mike and Theresa for making it happen!
08/10/2026
"They kept me informed from start to finish and made what seemed like a complicated process simple and stress-free."
Reviews like this never get old. Lynn and Jay walked this client through their HECM application with clear answers at every step, no pressure, and no surprises — exactly how a reverse mortgage should feel.
Thank you for the kind words, and well done, Lynn and Jay!
06/30/2026
Some borrowers know exactly what they want, and they deserve a team that listens. Walter skipped the script and went straight to the numbers, while Jay kept the process efficient from application to closing. Matching the product to the client's goals, not the other way around. 👏
06/21/2026
The documentation side of a mortgage can feel overwhelming at times. Our customer felt exactly that.
But here's what else they said: Lynn and Jay never wavered. They worked through every document request with patience, kept the client on track, and made sure nothing slipped through the cracks. When the process felt like it was working against them, Lynn and Jay were working for them.
That's what good guidance looks like. Not just knowing the process, but sticking with someone through the frustrating parts of it.
Huge kudos to Lynn and Jay for earning that trust. We're proud to have you representing ARLO!
06/16/2026
Not every reverse mortgage is straightforward. Some clients come in with unusual circumstances, added legal complexity, limited tech experience — the kinds of wrinkles that can slow things down or make someone feel like a burden. This client had a few of those, and Barbra Kramer took every single one in stride.
She navigated an out-of-the-ordinary situation involving an ex-spouse, worked through the paperwork complications that came with it, and never made the client feel like any of it was too much. When computer difficulties made communication a challenge, Barbra found a way around that too. Every phase, handled. Every concern, addressed.
What really stood out was what came after — the client's confidence that Barbra will still be there for questions once the ink is dry. That kind of trust doesn't happen by accident.
We're so grateful for this review, and so proud to have Barbra on the ARLO team!
06/15/2026
3.5 weeks from start to close on a Proprietary/Jumbo Reverse Mortgage!
Kat Kronebusch and Theresa Lee handled this loan the way every client hopes their loan gets handled. Knowledgeable enough to answer anything that came up.
Professional enough to make the process feel smooth. And fast — not rushed, but genuinely efficient in a way that only comes from experience.
Kat and Theresa, thank you for representing ARLO the right way and for making this client's experience one worth talking about. This is exactly what we're here to do.
06/14/2026
Every call answered. Every question taken care of — fast. No chasing, no waiting, no wondering where things stood. Just someone who genuinely showed up for this client every single time they needed her.
It sounds simple, but anyone who's been through a mortgage process knows how rare that actually is. Theresa made what can be a stressful experience feel easy, and this client noticed.
That's the kind of work that doesn't always get celebrated loudly, but it absolutely should. Thank you, Theresa, for being exactly the kind of person clients can count on when it matters most!
06/12/2026
From the start, Lynn showed up with real transparency — no pressure, no glossing over the details, no making someone feel like just another file to close. Every financial document was explained clearly and thoroughly, and this client walked away feeling genuinely taken care of every single step of the way.
From the start, Lynn showed up with real transparency — no pressure, no glossing over the details, no making someone feel like just another file to close. Every financial document was explained clearly and thoroughly, and this client walked away feeling genuinely cared for at every step.
Thank you, Lynn, for giving this client exactly what they came for — honest guidance and the confidence to make one of the most important financial decisions of their life.
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Address
2019 W Chapman Avenue
Orange, CA
92868
Opening Hours
| Monday | 7am - 5pm |
| Tuesday | 7am - 5pm |
| Wednesday | 7am - 5pm |
| Thursday | 7am - 5pm |
| Friday | 7am - 5pm |
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