First Priority Insurance Agency

💧 Dealing With Flooding or Water Damage? Here Are a Few Things to Know

Recent flooding has left many people in our community dealing with water damage to their homes, vehicles, and belongings. If you've been affected, we hope you and your family are safe.

When it's safe to do so, a few steps can help as you begin dealing with the damage:
📸 Document the damage. Take photos and videos before moving or disposing of damaged items, when possible.
📞 Contact your insurance agent or carrier. Report the damage and ask about the next steps for your specific policy.
🧾 Keep records and receipts. Save documentation for cleanup, temporary repairs, and other damage-related expenses.
⚠️ Put safety first. Avoid standing water near electrical sources, and don't enter areas that may be structurally unsafe.

Not all types of water damage are covered the same way. Standard homeowners and renters insurance policies generally do not cover flooding caused by rising surface water. Flood insurance is typically separate coverage. Other types of sudden water damage may be handled differently depending on your policy and the cause of the loss.

If you're unsure what your policy covers, First Priority Insurance can help you understand your coverage and determine who to contact about a claim.

Please stay safe and take care of one another as our community cleans up and recovers. ❤️

Please prepare and do what you can to get water AWAY from your foundation. Check those downspouts, check for grading away from your home.

Showers and storms with heavy rainfall are expected on Tuesday and Wednesday. Rainfall totals could range from 2 to 4 inches by late Thursday and result in some flooding of low lying areas/roadways, and rapid rises on rivers and streams. Remember, turn around don't drown!

🍂 Fall Home Maintenance Checklist

As the seasons begin to change, September is the perfect time to give your home a little extra attention. A few simple maintenance tasks now can help prevent bigger problems later and keep your home in great shape.

Here's your fall home maintenance checklist:
💧 Clean out gutters and downspouts to help prevent water damage.
🏠 Inspect your roof for loose or missing shingles.
🌲 Trim tree branches that hang over your home.
💨Test smoke and carbon monoxide detectors.
📅Replace HVAC filters and schedule furnace maintenance before cooler weather arrives.
🚪Check windows and doors for drafts and worn weather stripping.

Taking care of these small projects can help protect your home and give you greater peace of mind throughout the fall and winter months.

At First Priority Insurance, we're here to help you protect what matters most. If you have questions about your homeowners or renters insurance coverage, our team is always happy to help.

🎉 Happy Birthday, Nicky Caprio! 🎉

Today we’re celebrating Nicky and all the energy, dedication, and positivity he brings to the First Priority Insurance team! 💜💚

Nicky, we appreciate everything you do for our team, our clients, and our community. Your hard work and commitment make a difference every day!

We hope your birthday is filled with laughter, great memories, good food, and plenty of time with the people you love. 🎂🥳

Here’s to an incredible year ahead filled with happiness, success, and new adventures!

Join us in wishing Nicky a VERY HAPPY BIRTHDAY! 🎈🎉💜💚

📘 Insurance Term You Should Know: Personal Property

Have you ever wondered what "personal property" means on your insurance policy?

Simply put, personal property refers to the belongings you own, such as:
🛋️ Furniture
👕 Clothing
💻 Electronics
🍽️ Kitchen items
🚲 Bicycles
💍 Jewelry (subject to your policy's limits)

If your belongings are damaged or stolen in a covered event, your homeowners or renters insurance may help cover the cost to repair or replace them, depending on your policy. Knowing what's considered personal property can help you better understand your coverage and make sure the things you value most are protected.

Have questions about your policy? The First Priority Insurance team is here to help make insurance easy to understand.

👉 Visit firstpriorityinsure.com or send us a message to learn more.

There's nothing better than knowing our clients feel supported every step of the way.

At First Priority Insurance, we believe great service means taking the time to understand your needs, responding quickly when you have questions, and making the insurance process as easy as possible.

Thank you to our amazing clients for trusting us with your insurance needs and for sharing your experiences. We truly appreciate your support and look forward to continuing to serve our community.

👉 Want to experience the First Priority Insurance difference? Visit firstpriorityinsure.com or send us a message to get started.

🇺🇸 Happy Labor Day Weekend from First Priority Insurance!

Labor Day weekend is the perfect time to relax, spend time with family and friends, and enjoy the final days of summer.

Whether you're heading out on a road trip, firing up the grill, or simply taking it easy at home, we hope you have a fun, safe, and memorable holiday weekend.

As a reminder, our office will be closed on Monday in observance of Labor Day. We will reopen during our normal business hours on Tuesday and look forward to helping you with all your insurance needs then.

From everyone at First Priority Insurance, thank you for your continued trust and support. Have a wonderful Labor Day weekend and stay safe!

Save the date!

First Priority Insurance Agency
October 22, 2026
4pm-7pm

Come out and celebrate with us.

❌ Myth: The life insurance provided through my employer is good enough.
✅ Fact: Employer-provided life insurance is a valuable benefit, but it may not provide all the coverage your family would need.

Many workplace policies offer coverage equal to one or two times your annual salary. While that's a great starting point, it may not be enough to help cover long-term financial needs like mortgage payments, everyday living expenses, education costs, or future goals.

Another important thing to consider is that employer-sponsored coverage is often tied to your job. If you change employers or leave the workforce, your coverage may change or end.

A personal life insurance policy can help fill those gaps and stay with you no matter where your career takes you.

Not sure if your current coverage is enough? The team at First Priority Insurance is happy to answer your questions and help you explore your options.👉 Reach out today to schedule a no-pressure life insurance review.

⭐ Thank You for the Kind Words! ⭐

Reviews like this remind us why we do what we do. We're proud to have team members like Shane who are dedicated to providing prompt, reliable service and making sure our clients always feel supported.

At First Priority Insurance, we believe great insurance is about more than just policies. It's about building relationships, being there when you need us, and helping you protect what matters most.

Thank you to our amazing clients for your trust and for allowing us to serve our community every day!