Monique Sells Real Estate
Search for Real Estate in the Tri-State area, particularly in the Westchester, Bronx, Putnam and Rockland vicinities.
Not all offers are equal. Price is only one piece of the deal. Financing strength, contract terms, and timing all matter. The strongest offer is not always the highest price. The details are what win deals.
Comment WIN to learn how to structure a strong offer. 🏡
The real estate market is always moving. Rates, inventory, and demand continue to shift. Waiting does not guarantee a better outcome. Timing is a strategy shaped by your situation.
Comment MOVE to talk through your timing. 🏡
Debt-to-income ratio matters more than most buyers realize.
Lenders don’t just look at what you make… they look at what you already owe. Car payments, credit cards, and other debt can shrink your buying power fast.
Your DTI sets the ceiling. Let’s dial in your real number.
Your credit score does more than qualify you it directly impacts your rate. Even a small increase can save you thousands over time. Lenders reward consistency, and a higher score leads to better terms, so make your credit work in your favor đź’ł
Buying a home: True or False edition 🏡
A good credit score means a better interest rate: True
You can’t buy a home without a 650 credit score: False
You can receive a free home value: True
Are you ready to become a homeowner? DM me!
09/15/2026
What it takes to buy a $1M home today comes down to the numbers. Most buyers need household income in the mid-$200,000s and a monthly payment around $6K to $7K.
You will also need a strong down payment, solid credit, and written pre-approval. Rates and taxes can change the payment, so the exact figure depends on your situation.
Want to know where you stand? Message me and share your price range.
Living room + fireplace inspiration.
Explore these 5 options.
Comment below which is your favorite 👇
A lot of people are sitting on more equity than they realize đź’°
That changes what you can buy next… or whether refinancing even makes sense.
Send me your address, I’ll break down the numbers & your best options.
Still hunting for the right home? 🏡
Comment these 4 things below: location, beds + baths, style, and price range.
I’ll send you homes that actually fit.
Start with the location. Then find the house that fits it. 📍
You can change the kitchen. You cannot change the commute the schools, or the neighborhood.
The right area shapes your daily life. The house just fills it in.
👇 Lets pinpoint your ideal home.
Click here to claim your Sponsored Listing.
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Website
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New Rochelle, NY
10804
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