Direct Federal Credit Union
With 50+ years of lending experience, we know how to keep things simple. Whether you’re looking for a low-rate mortgage, HELOC or auto loan we can help.
Founded in 1953. One of the fastest growing credit unions in Massachusetts. Members enjoy low loan rates on our auto loans, home equity lines + loans, mortgages, credit cards, and personal loans while earning more with our CDs (share certificates), and money market accounts. Contact us to learn more about our free Hub Checking account that offers free ATMs worldwide.
06/08/2026
As we count down to the Charles River Regional Chamber 2nd Annual Women’s Conference later this week, we’re throwing it back to last year’s fantastic event! We’re proud to sponsor this inspiring and impactful experience again this year. ✨
06/05/2026
“I have been banking with DFCU for 40+ years (Formerly Polaroid CU) and I'm grateful to have them as my credit union.
My aunt suggested I open an account and I've stayed with them all these years, even when I moved out of state. Always professional, helpful and some of their employees have been there for a many years as well.”
-Kimberly O.
Direct Federal Member
06/03/2026
Choose Your Term. Love Your Rate. ✅
For a limited time, get a market-leading rate of 4.25% APY* on your choice of a 3-month CD, 8-month CD, or 16-month CD.
One unbeatable rate. Three flexible terms. Open your CD today! Call 888.2DIRECT or visit https://bit.ly/4x7eIc9.
*Annual Percentage Yield (APY). The APY and dividend rates are effective as of 6/2/26 and may change at any time without notice. A minimum deposit of $250.00 is required to open and earn APY. The APY for all Share Certificates assumes the dividend will remain in the account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. A penalty will be imposed for the withdrawal of the principal before maturity. At maturity, Share Certificates will renew at the same term unless you inform us otherwise. Jumbo rates apply for deposits of $100,000 or more. This promotional CD Share Certificate rate is not eligible for rate boosts. New money only.
06/02/2026
Still reflecting on this unforgettable night with Raising a Reader MA, Kiss 108, and Liz Walker! Grateful to be part of such meaningful work. ✨
📸 Wayne Earl Chinnock Photography
06/01/2026
Happy Pride Month! 🌈
Honoring authenticity, championing inclusion, and standing with the LGBTQ+ community today and always. We're proud to foster a culture where everyone feels seen, valued, respected, and empowered to be their authentic selves.
05/26/2026
Our recipe for fun? Cake Decorating. 🍰
Direct Federals very own cake bosses, Melanie and Kim, led a Cake Decorating Workshop last week where they shared their cake decorating skills and tips. 👏
05/25/2026
Today we remember those who gave everything for our country. 🇺🇸
05/22/2026
Friendly reminder that we will be closed on Monday, May 25, in observance of Memorial Day.
This weekend, we honor and remember those who made the ultimate sacrifice for our freedom. Wishing everyone a safe holiday weekend! ❤️
As always, you can access your accounts anytime with Digital Banking: https://bit.ly/41jKoNI. 📱
05/20/2026
Our crew had a great time at the League School for Autism Empowerment Walk! 👏
This incredible event helps the League School raise vital funds to empower students with Autism in reaching their fullest potential. 🌟
05/18/2026
Raising a Reader MA Annual Dinner with an Author Gala ✨
We had a fantastic evening at the Raising a Reader Annual Dinner with an Author Gala and were honored to host Liz Walker, Emmy award-winning journalist and author of "No One Left Alone", as our table guest for the evening. To learn more about Liz or to order "No One Left Alone", visit https://bit.ly/4tMk9L1.
Raising a Reader exceeded its fundraising goal, raising more than $430,000 that directly supports their efforts in closing the literacy opportunity gap for young children and families in communities across Massachusetts. Thank you for the incredible work you continue to do! Learn more about Raising a Reader here: https://bit.ly/4tNZR3D. 📚
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Website
Address
50 Cabot Street
Needham, MA
02494
Opening Hours
| Monday | 8am - 4pm |
| Tuesday | 8am - 4pm |
| Wednesday | 8am - 4pm |
| Thursday | 8am - 4pm |
| Friday | 8am - 4pm |
| Saturday | 8am - 1pm |