Direct Federal Credit Union
With 50+ years of lending experience, we know how to keep things simple. Whether you’re looking for a low-rate mortgage, HELOC or auto loan we can help.
Founded in 1953. One of the fastest growing credit unions in Massachusetts. Members enjoy low loan rates on our auto loans, home equity lines + loans, mortgages, credit cards, and personal loans while earning more with our CDs (share certificates), and money market accounts. Contact us to learn more about our free Hub Checking account that offers free ATMs worldwide.
10/09/2026
Friendly reminder that we will be closed on Monday, October 12th, in observance of Columbus Day. As always, you can access your account 24/7 with Digital Banking, learn more by visiting https://bit.ly/41jKoNI 📲
10/08/2026
Member Experience Team Summit 💪
We brought our Member Experience Team together for a day focused on connection, growth, and one simple idea: creating remarkable experiences doesn’t happen by accident. It happens through the choices we make every day.
We spent time learning, sharing stories, hearing from teammates about their career journeys, and challenging ourselves to think differently about the moments that matter most to our members.
The day was a great opportunity to reflect on the important role our team plays in every interaction, every problem we solve, and every opportunity we have to make banking easier, more human, and more remarkable.
10/07/2026
Partner Spotlight: Ellie Fund 💗
The Ellie Fund is one of our amazing Direct Impact partners, providing essential support services to breast cancer patients, including transportation assistance, grocery gift cards, meal delivery, and more. Their work helps ease the stresses of everyday life so patients can focus on family, recovery, and healing.
Visit the links below to learn more about the Ellie Fund and how you can support their important work.
🩷 October for Ellie: https://bit.ly/3TKcd0A
🩷 Ellie Fund Direct Impact Debit Card: https://bit.ly/4hrxTrr
🩷 Get Involved: https://bit.ly/4AUJg2M
10/06/2026
Our Branch and Contact Center will be closed on Wednesday, October 7th, for employee training.
Thank you for your understanding as we work to enhance your member experience. Access your account 24/7 with Digital Banking. Learn more by visiting https://bit.ly/41jKoNI.
10/01/2026
Kicking off Breast Cancer Awareness Month by highlighting our incredible partner, the Ellie Fund. 💗
The Ellie Fund provides essential support to breast cancer patients and their families, helping ease the financial burden of everyday expenses during treatment.
This month, and all year long, you can help support their mission simply by opening a Direct Impact Checking account, where every swipe of your Direct Impact debit card triggers a donation from Direct Federal to the Ellie Fund, at no cost to you. Open today by visiting https://bit.ly/4hrxTrr
Together, every swipe can make an impact. 💳
09/30/2026
Our very first in-person Direct Impact Checking account opening with some of the Ellie Fund team! We’re so excited to see this program come to life and continue making an impact alongside our nonprofit partners. ✨
We recently marked an exciting milestone for Direct Federal as we celebrated the launch of Direct Impact Checking. 💙
Direct Impact Checking empowers our members to make a difference through their everyday purchases. With every transaction using their debit card, Direct Federal makes a donation to the nonprofit they’ve chosen to support, at no additional cost to them.
We’re proud to bring our members and nonprofit partners together to create meaningful change in the communities we serve, one swipe at a time. 💳
🩷 Ellie Fund
🌈 Greater Boston PFLAG
💚 SAFE Coalition
📚 Raising a Reader MA
09/28/2026
Last week, we loaded up the SAFE Coalition van with more than 5,000 diapers donated by employees and Direct Federal to the SAFE Coalition Diaper Bank! A big thank you to Team Direct for coming together and making an impact in the communities we serve. 💙
09/25/2026
What an incredible afternoon celebrating the launch of our new Direct Impact Checking account! 💙
We’re especially grateful to the four amazing nonprofits that have trusted and believed in our vision from the very beginning. We couldn’t be more excited to launch this meaningful initiative alongside SAFE Coalition, Ellie Fund, Greater Boston PFLAG, and Raising a Reader MA.
With Direct Impact Checking, everyday purchases can make a difference. Each time you use your Direct Impact debit card, Direct Federal makes a donation to the nonprofit of your choice, turning everyday transactions into meaningful impact in our communities. Open today by visiting https://bit.ly/4hrxTrr!
09/23/2026
New Checking Account To Support Four Massachusetts Non-Profits.
Direct Federal Credit Union is redefining what it means to make an impact through everyday banking with the launch of Direct Impact Checking, a new purpose-driven checking account that gives members the opportunity to support causes they care about simply by using their debit card with no cost to the member.
For over 73 years, Direct Federal Credit Union has served people who live, work, worship, or go to school in Norfolk County or Middlesex County, Massachusetts. Created for consumers who want their financial choices to reflect their values, Direct Impact Checking brings banking and community impact together, allowing everyday purchases to help support four Massachusetts nonprofit organizations Greater Boston PFLAG, SAFE Coalition, Ellie Fund and Raising a Reader MA.
“People make choices every day about where they shop, what they support and how they spend their money. We believe banking should be part of that conversation,” said Kristen Johnson, Chief Experience Officer, Direct Federal Credit Union. “Our new Direct Impact Checking program gives our members a simple way to turn everyday spending into meaningful support for organizations doing important work all across Massachusetts, at no cost to themselves.
Read the full article here: https://bit.ly/4AlXPMy
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Address
50 Cabot Street
Needham, MA
02494
Opening Hours
| Monday | 8am - 4pm |
| Tuesday | 8am - 4pm |
| Wednesday | 8am - 4pm |
| Thursday | 8am - 4pm |
| Friday | 8am - 4pm |
| Saturday | 8am - 1pm |
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