Grand Anchor Insurance

Enjoy The Weekend! "All dreams are within reach. All you have to do is keep moving towards them."

If you’re approaching Medicare eligibility, it’s important to approach Medicare with the right frame of mind. Yes, depending on the plan and coverage you choose, it might be very different from your employer or union health care plan. But there are a lot of good things in Medicare that you might not have had with your previous coverage.

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some high earners (fewer than 5%) pay an income-related adjustment in addition to the standard Part B premium.

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to enroll in Medicare when they turn 65, and this window is referred to as your Initial Enrollment Period (IEP).

How do I pay IRMAA? Usually deducted from your Social Security check or billed directly if you’re not yet collecting benefits.

Enjoy The Weekend! "Love all, trust a few, do wrong to none."

Managing stress through walking, hobbies, or relaxation techniques can help support both heart health and mental clarity.

Tax Planning Reminder: If you’re retired or nearing retirement, coordinate tax planning with your Medicare income limits to potentially avoid IRMAA surcharges.