Erica Adams-Pivot Realty

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Now is the time!

Is the end of the year the new prime season for homebuyers?

This fall may offer more advantages than usual. After a "cruel summer" of sluggish home sales and increased delistings, the tide appears to be shifting. Inventory has ticked up in several regions, and mortgage rates are stabilizing, even inching downward—opening the door for well-prepared buyers to make their move.

Buyers who act before year-end can take advantage of several benefits:

1. Lower buyer competition, more negotiation power
2. Tax perks - any buyers who close in 2025 may be eligible to deduct property taxes paid at closing on their 2025 return
3. Penalty-free IRA withdrawals for first-time buyers up to $10,000
4. Closing incentives from lenders
5. Builders are still offering fall deals like special financing, flex cash, and complimentary upgrades

Learn more: https://www.realtor.com/advice/buy/fall-homebuyers-year-end-advantages/

Honor our heroes this Veterans Day on Tuesday, Nov. 11! This year, we’re paying special tribute to our Vietnam Veterans. 🎖️ Be part of the celebration — register to join the Veterans Day Parade now through October 31.

Are you doing enough to prepare buyers for the realities of homeownership? From financing to timelines to compromises, setting realistic expectations early leads to smoother transactions and happier clients. Here are five steps that can help you set realistic expectations with your clients. https://bit.ly/4nV21Md

Did you know??

Homeowners who encounter financial trouble may not know where to turn when they can no longer afford their monthly mortgage payments. Mortgage relief through forbearance may help. https://bit.ly/3IzYHGR

COME HOOP DON’T SHOOT 3on3 TOURNAMENT

Presented by Family Guidance Center of Alabama - Community Violence Intervention Save Our Streets Program
📅 Saturday, July 26th
🕙 10:00 AM - 4:00 PM
📍 Chisholm Community Center
545 E Vandiver Blvd, Montgomery, AL 36110
👉 Neighborhood Teams Wanted!
Ages 16 & up — sign your team up & be part of the solution! (Team registration is FREE — spots are limited)
🎒 PLUS: Back to School Backpack Giveaway
(while supplies last, powered by MBK Academy)
🎵 Let’s push peace through the game of basketball! 🎵
📞 For more info or to register:
Contact Shaun Rupert 334.430.2671 or Demetrius Houston 334.922.8377
SPREAD THE WORD & LET'S PACK THE GYM! 🏀✨

📣📣📣Today at 2pm!!
Don’t miss out on this beautiful home!
Stop by to enter in the drawing for a free lunch!!!!

Baseball ⚾️ fun!!!

Our 3 days of baseball start today with Tacos & Tallboys! 🌮🍺

Tickets 🎟️: https://tinyurl.com/2ssua54h