Misty Ropes Realtor

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TEXAS REALTORS🏡🏗🏢 on Instagram: "@daveramsey says it best! NOW is the BEST time to buy a house in the next 5️⃣ YEARS!" TEXAS REALTORS🏡🏗🏢 shared a post on Instagram: " says it best! NOW is the BEST time to buy a house in the next 5️⃣ YEARS!". Follow their account to see 12 posts.

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If only it could be that simple!

In a shifting market, it’s important to know how to value your home appropriately. Here are some tips on how you can do that: 1) Know the area where your home is located and how it compares to others in the area 2) Research recent sales of homes similar to yours 3) Make sure you have all the relevant information about your property ready when you go to sell it. DM for a Comparative Market Analysis to properly price your home!

When it comes to the size of your home, more is definitely better! Do you agree?

🏡 Rates are about 6.88% right now! Based on trends, if you are wanting to buy or sell in the next few years, NOW might be the perfect time! DM for referrals to amazing lenders who can go over all your options!

I’d love to meet with any of you or your friends who are looking to buy or sell! Lots of personal attention when you choose a new realtor!☺️

When you're a realtor, your clients are the most important people in the world. You want to make sure they have a good experience and get the best possible service—and that's why referrals can be such a blessing.
Being a new agent, I’d love any referrals based on knowing me outside this business! Getting started is tricky! 🎃 🍭 Happy Fall, Y’all! 🍁

When you're a realtor, your clients are the most important people in the world. You want to make sure they have a good experience and get the best possible service—and that's why referrals can be such a blessing.
Being a new agent, I’d love any referrals based on knowing me outside this business! Getting started is tricky! 🎃 🍭 Happy Fall, Y’all! 🍁

When it comes to mortgages, there are a lot of myths and misinformation flying around. This page exists to bust those myths. 😎 Here are a few of the most well-known :
🔴 You need 20% down to purchase a home.

While this was true once upon a time in history, you no longer need to have 20% down to buy a home. Conventional loans can run as low as 3% down, and some government-backed loans have 0% down payments.

🔴 Paying off a mortgage early is impossible

While some lenders can include a prepayment penalty if you pay off your mortgage loan too early, but this is much less common than in the past. Some lenders just require you to pay interest that they would have earned. So while there may be consequences, it's not impossible.

🔴 You have to have a great credit score to secure a mortgage.

It's definitely easier to qualify for a mortgage if you have a good credit score, but there are options for people who have a credit score below 600. For example, with an FHA loan, you can buy a home with a credit score of 580 and 3.5% down.

Do you have any other myths you'd like to get busted? Leave them in the comments!

Looking for a realtor who will really work for you? Let’s talk!

What's the difference between pre-qualified and pre-approved?
Pre-approved is when the bank says they'll lend you money and that you're qualified to own a home—in other words, they've already checked all your credit and finances, and feel you're good to go!

However, pre-qualified means they've looked superficially at the application and determined that yes, you could probably get a loan from them (or somewhere else), but haven't done a rigorous assessment.