SBS Financial

We all say we want to save more and spend less. The key is to think more broadly.

Financial Discipline Is an Easy Resolution to Make, but a Hard One to Keep

Happy Client Appreciation Day! We’re grateful for the trust you place in us and proud to be part of your financial journey. Here’s to another year of continued success together!

If you're looking for an update on the markets, search no further! Each week the LPL Financial Research team assembles thoughtful insight on market news. Read this week's market commentary now: https://www.sbsfinancial.net/weekly-market-commentary

If saving enough money to pay for your child's college education looks like more than you can manage, don't despair. You don't necessarily have to save 100% of the costs up front.

How Will I Manage to Send My Child to College? If saving enough money to pay for your child's college education looks like more than you can manage, don't despair. You don't necessarily have to save 100% of the costs up front. At college time, you or your child can supplement your savings with loans, grants, scholarships, or other savings. But r

Understanding how a 401(k) works, why saving when you're young matters, and how different account types affect taxes can set the stage for powerful long-term wealth building.

I'm 22 and Lost When It Comes to My 401(k). How Do I Start Planning for Retirement?

Welcome back to our series! This week, we’re asking James: "What was a goal when founding SBS Financial?" Interested in learning more? Chat with James today: https://www.sbsfinancial.net/team/james-schmertmann

Start 2026 on the right financial foot! ✅ Learn how to protect your income with smart tax moves—like understanding MAGI, maximizing Roth IRA withdrawals, and making charitable donations work for you.

Three Tax Resolutions to Protect Your Income in 2026 Here’s how to avoid rampant confusion about MAGI, tax-free Roth IRA withdrawals and charitable donations using IRA funds.

Financial Awareness Month is the perfect time to take control of your future. At SBS Financial, we create personalized plans to help you navigate taxes, investments, and life’s big milestones with confidence.

Your goals deserve a strategy. From retirement planning to tax-smart investing, SBS Financial is here to guide you every step of the way. Start building your financial confidence today!

Happy New Year from the SBS Financial Team!

January isn’t just the start of 2026 — it’s also Financial Wellness Month. There’s no better time to set goals that strengthen your financial health and secure your future. Let’s make this year your most financially confident yet.

As we wrap up the year, thank you for trusting our team this year. Our office will be closed tomorrow, for New Year’s Day. Wishing you a prosperous year ahead!