JBW Insurance

Why is a Life Insurance Retirement Plan so powerful???

*TAX FREE GROWTH*
The funds in a LIRP track market indexes like the S&P 500, Dow Jones Industrial Average, and more in its cash value account – and the money grows tax-deferred, just like in an IRA or 401(k).

*TAX FREE DISTRIBUTIONS*
Traditional IRAs and 401(k) allow you to build up funds tax-deferred, but Uncle Sam gets a portion of your withdrawals (i.e., tax) in the future. But a LIRP gives you the option to grow the cash account tax-deferred AND access the money tax-free.

*ZERO DOWNSIDE MARKET RISK*
While you are allowed to benefit from the growth of the underlying indexes in a LIRP, you don’t incur losses when the index has a down year. So, your gains can continue on top of previous growth, without having to “make up” for any previous loss.

*PORTFOLIO PROTECTION FROM VOLATILITY* 🛡
Even if the underlying index(es) performs poorly in a given time period, a LIRP will simply credit the cash account with a 0% for that period. This can be nice in times like the 2008 Recession and the 2020 COVID-19 crisis (and corresponding stock market dip).

*NO CONTRIBUTION LIMITS*
Unlike IRAs and employer-sponsored retirement plans, LIRPs does not impose an annual contribution limit. So, even if you have “maxed out” these other accounts, you can still continue adding to a LIRP, and in turn, keep accumulating funds on a tax-free basis.

*A DEATH BENEFIT IF YOU DIE* 💵
LIRPs are often referred to as “self-completing” because if the unexpected occurs, your loved ones will still have access to the death benefit funds on an income-tax free basis.

Contact me today for more information on how a LIRP could benefit you!

Annuity Awareness: Annuity 101👇🏾

When building a retirement strategy, an annuity could be a consideration for an individual looking for a consistent retirement income stream with potential growth that is tax deferred. Or an individual who can contribute more money than is allowed in a 401(K) or defined contribution plan, as there are no limits on annuities.

Want to learn more about an annuity? Lets connect.

The legacy of heroes — the memory of a great name, and the inheritance of a great example.

As we express our gratitude, we must never forget that the highest appreciation is not to utter words but to live by them. - John F. Kennedy 🤍❤️💙

Food for thought. With gas prices above $4 in every state, above $5 in many, and mortgage/rent payments skyrocketing, what are you doing to prepare for an uncertain financial future?

Learn how to protect your wealth and prepare for retirement with 30 year life insurance expert Gene Chapman. Starts at 9 pm est/6 pm pst. DM me for the link.

Do any of these apply to your? If so, then life insurance is needed for you and your family.

Plan your kids college fund with Palms Insurance

Did you know it will only cost a parent $15 to cover three young children for $10,000 whole life coverage . Help them accumulate cash to help their college fund.

Did you know it will only cost a parent $15 to cover three young children for $10,000 whole life coverage . Help them accumulate cash to help their college fund.

Call me if you have a primarica term policy and would like to have a policy with cash value.

Are you looking for additional $2,000 a month, part time, working remotely? We are developing leaders with Palms Insurance. Contact me at (480) 993-8946 for more details. #

Are you looking for additional $2,000 a month, part time, working remotely? We are developing leaders with Palms Insurance. Contact me at (480) 993-8946 for more details.

Who we are:

- Financial services marketing company in the Life Insurance Industry

- Pay is commission only + bonuses

- We educate families on how to make and save money

- We are recession proof and have thrived during the pandemic

- Conduct business remotely via zoom

Part time opportunity- You want to enjoy time at home with your