Nancy Millard - Futurity First

Many people are confused as to when you can change insurance when on Medicare. The AEP (10/15-12/7) is the normal to change part D prescription plans and PPO & HMO plans. If you get assistance (LIS) you can change once a quarter. If you have a Medigap Supplement (F, G,N,etc) you change any time but require to be medically underwritten. In California and Oregon they have the "birthday rule" where +/- 30 days of your birthday you can change regardless of you health issues. This is very important if you have a F policy, which is getting very pricey. Changing to a G policy can save you hundreds a year net. Let us know and we can see if staying or changing would be the best way to go.

Please call 541.821.4940 it only takes a few moments.

We moved to

516 Crater Lake Ave
Medford OR

Good Morning, WA, OR, CA, NV it is Annual Enrollment Period until December 7th. There are new plans, new benefits, and it is important to make sure that your plan will still work the same for you for 2024.

Call today 541.821.4940 to schedule a No Cost Plan Check Up.....

Many people are confused as to when you can change insurance when on Medicare. The AEP (10/15-12/7) is the normal to change part D prescription plans and PPO & HMO plans. If you get assistance (LIS) you can change once a quarter. If you have a Medigap Supplement (F, G,N,etc) you change any time but require to be medically underwritten. In California and Oregon they have the "birthday rule" where +/- 30 days of your birthday you can change regardless of you health issues. This is very important if you have a F policy, which is getting very pricey. Changing to a G policy can save you hundreds a year net. Let us know and we can see if staying or changing would be the best way...

Call Today...541.821.4940 to schedule a NO Cost Consultation

Are you having a birthday in the next 60 days? Have you received an increase in your premiums? If you have a Medicare Supplement Plan F, G, or N than your time to change is your birthday.

Call Today 541.821.4940 for a No Cost Consultation

Annual Enrollment Period starts on the 15th... there are some exciting things going on with the plans this year. During this time you can make changes to your Medicare Advantage Plans or your prescription drug plans... Call Me Today 541.821.4940 and schedule a time to make sure you are in the best plan for 2024.

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There are a lot of changes happening this year during with Medicare. Please watch for your notices that should be coming out now. If you have a prescription drug plan or Medicare Advantage the time to make changes will be Oct 15th thru Dec 7th. If you have a Medicare Supplement the time to change that is your birthday month. My schedule is already filling up for October....

Call 541.821.4940 to schedule an appointment today. I am licensed in Oregon, California, Nevada, & Washington.