Gutman Insurance

Construction costs often rise rapidly following a major disaster due to high demand. An Extended Replacement Cost endorsement provides an extra buffer, usually 25% to 50% above your policy limit, to help you rebuild your home if standard coverage falls short due to inflation or increased labor costs.

The music world stopped on this day in 1977 when the King of Rock and Roll passed away at his Graceland mansion at age 42. His sudden death triggered unprecedented global media coverage and an outpouring of public grief, cementing his legacy as one of the most culturally significant figures of the 20th century.

Today marks the 45th Anniversary of the final episode of The Waltons. In 1981, CBS broadcast the final episode of The Waltons, bringing an emotional conclusion to nine seasons of heartfelt Great Depression-era family storytelling. The series left a permanent mark on television, turning the nightly phrase “Goodnight, John-Boy" into an enduring piece of Americana.

Do you own expensive jewelry, art, or specialized equipment? Standard limits may not cover their full appraised value. A Scheduled Personal Property endorsement provides broader coverage and higher limits for high-value items, often without a deductible. Protect your most valuable possessions with precise, itemized coverage.

Identity theft is a growing concern that can be costly and time-consuming to resolve. Adding this endorsement to your policy provides coverage for legal fees, lost wages, and professional assistance to help restore your identity after a breach. Secure your financial future beyond just your physical property.

It's the 75th Anniversary of Gertrude Ederle's English Channel Swim. In 1926, 19-year-old Gertrude Ederle achieved the unthinkable by becoming the first woman to swim across the treacherous English Channel. Battling fierce squalls and heavy currents, she didn't just conquer the crossing—she shattered the existing men's speed record by more than two hours, proving a landmark triumph for women in sports.

Standard policies often provide very limited or no coverage for business equipment or liability risks if you work from home. If you run a side business, this endorsement ensures your professional assets and potential business-related liabilities are appropriately covered under your primary homeowners policy.

Time for another treat? It's National Chocolate Chip Cookie Day! While running the Toll House Inn, baker Ruth Wakefield decided to chop up a bar of semi-sweet chocolate and mix it into her dough, inventing a legendary cookie recipe that changed baking history.

A century and a half ago, the legendary American frontier scout and lawman Wild Bill Hickok met his demise at just 39 years old. Shot from behind by Jack McCall during a poker game in Deadwood, South Dakota, Hickok died holding a pair of black aces and a pair of black eights—forever immortalized as the "Dead Man's Hand."

On this day in 1981, television changed forever when MTV went on the air with the prophetic music video, "Video Killed the Radio Star." The cable channel launched a visual revolution that transformed the music industry, youth culture, and marketing strategies for generations to come.