Joe Distefano - USHA

If you go online looking for health coverage for you (and your family) or your business, you will get TONS of phone calls from agents. Call, text, or inbox me, I will give you all of the options that are available to you. I am licensed in most states and will give you options for you and your family. Insurance has never been a "one size fits all". Together, we can tailor plans that fit both your needs and budget as well!!

Is there anything I can help you with? Please reach out if you or someone you know could use my services now or in the near future.

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Whether you're seeing a new doctor or revisiting your medical history, it helps to have easy access to your medical records.

Why You Should Manage Your Medical Records New rules and apps make it easier to compile them yourself

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Do you have any medical debts in collection? Know your rights when it comes to added fees and methods of communication.

Behind on Debts? Know Your Rights | Kiplinger There are limits on what debt collectors can do to recoup what you owe. If you have medical debts, you have even more rights.

Spring cleaning can not only help you declutter, but it can also reduce allergens, such as dust mites and mold, in your home.

Spring cleaning: Science and allergy relief meet at the end of a broom In generations past, the arrival of spring meant not just warming days, chirping birds and frolicking baby animals, but also an energy-intensive project for homemakers: spring cleaning.

Are you suffering from congestion and itching? These tips can help you manage your symptoms.

How to Cope With Spring Allergies Here's how you can find relief.

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Is it hard for you to wake up in the morning? Here are 13 ways to boost your energy.

13 Quick Ways to Banish Morning Fatigue You could be feeling tired in the morning for any number of reasons, from not getting enough sleep to dehydration. Here are 13 ways to get your energy up and running when you wake up — and to keep it running as you go about your day.

Here's how one couple is managing their monthly expenses -- including better understanding their Medicare costs -- to make the most of their yearly income.

We're Getting Our Financial Act Together in 2021— Step 1: Trimming Expenses The writer and her husband found ways to lower spending by $12,800 over a year

Read about how primary and contingent beneficiaries work.

What is a beneficiary? | III Your life insurance policy should have both “primary” and “contingent” beneficiaries. The primary beneficiary gets the death benefits if he or she can be found after your death. Contingent beneficiaries get the death benefits if the primary beneficiary can’t be found. If no primary or cont...