Craib Accounting

I’ve seen businesses look fine on paper and still feel tense every month.

That’s usually where stronger internal controls help. They reduce guesswork, protect resources, and make the day-to-day feel calmer, even before anything breaks.

Build the guardrails.

Busy, profitable, and cash-tight? Growth is outrunning the cash plan. Timing, margins, and collections can squeeze working capital. Comment CASH for the next step.

https://www.craibaccounting.com

What’s quietly leaking money in your business?

Internal controls catch small failures before they turn into bigger problems. They protect assets, improve cash flow, and help you spot issues even when everything looks fine.

https://www.craibaccounting.com

One person handling too much of the money process creates control gaps fast.

Separate duties. Review approvals. Add oversight before a mistake, or fraud, slips through.

Comment CONTROL if you want a checklist.

Revenue rarely dips first. Watch cash flow for slower collections, rising payables, tighter margins, and gaps. Catch them early and you keep options.

https://www.craibaccounting.com

What should you ask before hiring a part-time CFO?

• How will they improve cash flow?
• What reports will they own?
• How do they handle controls and compliance?
• How often will you meet?

Ask for clarity before you commit.

https://www.craibaccounting.com

Bookkeeping looks messy. Cash flow looks scary.

The difference matters.

If your reports are wrong, fix the books.
If your books are right but payroll still feels tight, it’s a cash flow problem.

Know which one you’re solving first.

https://www.craibaccounting.com

Is your policy actually happening?

A policy on paper means nothing if it is not visible in daily work.

The gap usually shows up in 3 places:
- no clear owner
- no training
- no follow up

That is where internal controls matter.

https://www.craibaccounting.com

One person should never have the power to approve, send, and reconcile the same payment.

If one transaction can move money, hide mistakes, and clear itself, your controls are too loose.

Who has that authority at your company? Comment controls

Three quick checks before Q4 decisions:

- Are your books current through last month?
- Do cash flow and budget still match reality?
- Any control gaps that could skew the numbers?

If one answer is shaky, fix that first. Comment Q4

https://www.craibaccounting.com