Jacob R. Baker Realty Group

New listing just hit the market minutes ago. Beautiful 3 bed 2 bath in Katy tx hard to find such well kept homes in Katy for this price. Photos taken by Brandin Roberts

4335 Dayflower Drive, Katy, TX 77449 - HAR.com 4335 Dayflower Drive Katy TX 77449 is listed for sale for $175,000. It is a 0.15 Acre(s) Lot, 1,259 SQFT, 3 Beds, 2 Full Bath(s) in Cypress Meadow Sec 01.

Could you live here?

https://www.facebook.com/199098633470668/posts/7795345647179224/?d=n

'Skinny' House That Has Gone Up For Sale Leaves People Completely Baffled It's not your average property

Neil Armstrong’s home is available for $375,000 😳🤔 check it out lol

1003 Woodland Drive, El Lago, TX 77586 - HAR.com 1003 Woodland Drive El Lago TX 77586 is listed for sale for $375,000. It is a 0.39 Acre(s) Lot, 2,560 SQFT, 4 Beds, 2 Full Bath(s) & 1 Half Bath(s) in El Lago.

Hope this helps someone. 😊

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Is it a good time to purchase a home with everything going on? Call now to schedule a virtual consultation. (713)320-1105.

Should I Buy a House During the Coronavirus Crisis? An Essential Guide Does the coronavirus have you thinking twice about home shopping? We're here to help, with a new series, "Home Buying in the Age of Coronavirus."

A lot of you know this from Harvey but here you go. Don’t be fooled by the word “forbearance”.

Let’s do some ‘mortgage forbearance math’.
——————————————
Mom and Dad have a mortgage.
It's currently $1,500 per month.

Dad gets laid off, calls the servicer, and asks for forbearance.

In one phone call, he gets 6 months "off" from paying.

Seven months later, Dad is finally back to work, and hasn't been able to save any money during the forbearance.

Forbearance is lifted and servicer says,
"That will be $9,000 + $1,500, which is now due". ($10,500)

Dad almost passes out and says, “WHY??"

Servicer: "That's the 6 months of forbearance plus the current month.”

Dad: "I can’t do that, can we work something out?"

Servicer: "Sure, we will spread out the $9,000 over 12 months."

Dad: "Phew....ok, good. What will that look like?"

Servicer: “That will be $2250 a month for the next 12 months."

Dad: "OMG!!! I can't afford that."

Servicer: "Sorry....."

Dad: "Can I refinance?"

Servicer: "No because the loan went into forebearance."

Dad: "What can I do?"
——————————————

In a nutshell, this is forbearance, folks. Forbearance is not forgiveness. I need to keep putting this message out there, because I am getting a lot of questions.Please understand the seriousness of this. If you still have questions, you know I am always here for you. Even if you just want to pick up the phone and talk. I will help guide you in the proper direction. I know these are very hard times and I understand there is panic and uncertainty. Please just hang in there. This too, shall pass.

Jacob Baker
Real estate agent
(713)320-1105

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