Summit Insurance Group Inc

Mid-year is a great time for a 10-minute policy review. New car, home renovation, new business venture, kid heading to college — any of these create coverage gaps people only discover at claim time. We do quick reviews any day of the week. Reply or message us to book one.

Fun Fact: Hurricane Floyd (1999) caused over $6 billion in damage across NC — and most of that loss was from flooding, not wind. The lesson: flood and wind are usually separate policies, and you almost certainly need both. We'll review yours in 10 minutes.

Myth or Fact: My deductible is the same for every claim. Myth! Most NC and SC homeowners policies have a separate hurricane or wind/hail deductible — sometimes 1%, 2%, or 5% of your dwelling value instead of a flat dollar amount. That can be a big surprise after a storm. Know yours before you need it.

June 1 marks the start of Atlantic hurricane season — and the Carolinas are right in the path. Now is the moment to walk your property, photograph every room and closet, and confirm your flood policy is active (most have a 30-day waiting period). A few minutes today saves weeks of stress later.

This CPR and AED Awareness Week, it is worth asking: Does your team know what to do if an emergency happens on the clock?

There are a few misconceptions that often get in the way of workplace preparedness when it comes to using cardiopulmonary resuscitation (CPR) and an automated external defibrillator (AED) in an emergency. Equipping your team with this knowledge is one of the most meaningful investments you can make in workplace safety.

Swipe through to learn more about the myths standing in the way of preparedness.

With the arrival of hurricane season on June 1st, our team wanted to share some important safety tips to keep in mind during this season of severe weather.

Swipe for a few key steps you can take to help reduce operational risk, protect tenants and employees, and support business continuity before storms arrive.

Remember, the impacts of hurricanes can be felt from coastal regions to inland communities, making early preparation a smart step for any business. We are here to help make sure your business and property are fully protected during hurricane season. Feel free to reach out today to schedule a policy review.

Myth or Fact: My contractor's insurance covers everything that could go wrong on my property during a renovation. Myth! Their policy protects them, not you. Talk to your agent before construction starts — sometimes a builder's risk endorsement is the right call.

In honor of upcoming Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day🎗️

Fun Fact: A standard auto policy doesn't cover your boat trailer in a crash, and your homeowners policy doesn't cover the boat itself once it leaves the driveway. Watercraft insurance fills that gap — and it's usually more affordable than people expect.