Ryan Anderson Insurance

Just to give you an idea of what kind of homes were built on roughly 7000 square foot lots... the home on the link is actually the one I circled.

All of these homes are smoking rubble in Pacific Palisades.

https://www.zillow.com/homedetails/1102-Galloway-St-Pacific-Palisades-CA-90272/20545404_zpid/

The Insurance Commissioner heard us loud and clear: NO RATE HIKE!

Today, they formally rejected TWIA’s 10% rate hike on Coastal Texans. Thank you to everyone who took the time to make your voice heard.

https://storymaps.arcgis.com/stories/195bcf03ae0c491f9f14bf77f2c43420

Hurricane Beryl’s impact to the Greater Houston area Hurricane Beryl made landfall in Texas early Monday, July 8, as a powerful Category 1 hurricane. View the maps below to stay updated on our restoration efforts and learn more about our restoration process.

This valve is installed in a water pipeline, for America’s largest inland metropolitan area, Dallas – Fort Worth Metroplex (DFW) province which is the economic and cultural hub of North & Central Texas. 🤯

Your house is broken into & your automation system locks the burglar inside, calls the police and plays any song at Max volume as an alarm. What song do you choose?
🚨 🔊 🎸

With team Compadre Cookers for the Biggest ALL YOU CAN EAT crawfish event in town!!! 30 of the best cook off teams go head to head boiling 15,000 pounds of crawfish.
**** 10 and under are free
**** Rain or Shine event, tickets are non
refundable
**** Lawn chairs, small easy up canopies and strollers/wagons are ENCOURAGED
****Coolers, outside food and drinks are not allowed on the property
****satellite bars with full liquor and beer

These pool must-dos help support a season full of summer fun. Learn more.

Pool Maintenance Tips These pool must-dos help support a season full of summer fun. Learn more.

Explaining homeowners insurance using a gingerbread house:

Dwelling A: the cost of baking materials, sprinkles, gumdrops, and frosting go up with inflation and the total replacement cost to rebuild the exact same gingerbread house costs more each year. The plastic foundation will need replaced. The removal of cookie debris takes time and money. (And multiple helpers to eat it all)

Coverage B-additional structures:
does your gingerbread man have a gingerbread shed, gazebo, Twix bar fence, outbuilding, pole barn to house the candy cane car? A set % of dwelling A coverage automatically goes to the additional structure coverage. Make sure the amount you have is enough and increase this limit if necessary based on what you have.

Coverage C: personal property. The gingerbread man’s candy couch, peppermint TVs, and any other items not part of the structure or fixtures. This is also usually a default %. Your coverage may seem higher than what you think you need but you want there to be enough coverage to get you a brand new peppermint TV and not the actual cash value for the one you bought in 2017.

Coverage D: loss of use. If a hungry relative comes in and eats a portion of the gingerbread house, your gingerbread family will need somewhere else to stay while you rebuild. This coverage goes toward the apartment, housing, or hotel. (Or in this case, the cooking sheet you lay them on for a while 🤣)

Coverage E: liability. If you have a rogue twizzlers laying in the frosting yard and a guest trips and falls and breaks off a portion of their gingerlegs, the guest can sue you and come after your home, assets, 401k plan to recoup their losses. This liability steps in to help with that but an umbrella (gumbrella) policy is also recommended for additional protection.

Coverage F: med pay. The initial medical payments towards a hurt guest. Using the twizzlers fall example from coverage E: this is the initial money towards medical bills. In order for coverage E to kick in and pay the rest, you have to be formally sued by the injured ginger-friend.

Those are just the main coverages. There are endorsements if hot fudge backs up into the basement, or to cover the gummy necklace your wife wears that came over with the original gingerbread settlers on the good ship lollipop.

Please reach out for a full gingerbread home review, and have a wonderful holiday season!

All I want for Christmas is to be off the car warranty list!