Catalyst Financial

As summer gets underway, many businesses experience a subtle shift in cash flow.

Decision-makers take vacations. Approvals sit in inboxes. Accounts payable departments run with reduced staff. Payment cycles that were already stretching can become even longer. For growing companies, those delays can create unexpected pressure on cash flow.

Invoice factoring turns outstanding invoices into immediate working capital, providing access to cash without taking on additional debt or waiting for customers to pay.

If summer payment delays are preventing you from covering payroll, purchasing inventory, or taking on larger opportunities, let's talk about whether factoring could help.

Application – Catalyst Financial Company

At Catalyst Financial, we have helped countless staffing agencies manage their cash flow in order to hire more employees and help fund payroll.

In most cases, staffing companies are prequalified to factor with us because of the transactional nature of the business; invoices are provided for each employee and show proof of payment.

You can request staffing factoring here:

Staffing Factoring – Catalyst Financial Company

Curious if factoring is the right fit for you?

Company profiles we have funded successfully in the past include:
➡️Young businesses that haven't been in business long enough for a traditional LOC
➡️Companies growing at rates that exceed bank risk portfolios
➡️Companies with a high concentration of one or two clients
➡️Companies that used to qualify for bank financing, but are now going through a business challenge

You can learn more about factoring with Catalyst here:

WHY INVOICE FACTORING? – Catalyst Financial Company

Flexibility is crucial to a young or growing business. At Catalyst, our contracts don't lock you in; we don't mislead you with confusing rates; and you can factor whichever invoices you want without requirements.

Ready to get started? Submit an application for funding here:

Application – Catalyst Financial Company

If you find your company in a tough spot with the bank, there are many instances where we can help arrange a deal that works for everyone involved. For this customer, we were able to help then structure a different payment plan with the bank to combat the falling oil and gas market in 2015.

Read the full case study on our website here:

We worked with the bank to structure a different kind of payment plan. – Catalyst Financial Company

We understand that you have to purchase expensive equipment to run your business, but you also have to budget for facility costs, raw materials, wages, and operational expenses. Learn how invoice factoring gets manufacturing companies cash faster!

Invoice Factoring for Manufacturing – Catalyst Financial Company

Catalyst Financial President Glen Shepard and Senior Vice President Keary Barnes recently spent time with students in the Texas A&M Mays Business School, sharing real-world insights on factoring.

It was a great opportunity to connect classroom learning with industry experience and have conversations with the next generation of business leaders and bankers!

In the current economic climate, it can be difficult to secure traditional bank loans. If your business has recently been turned down by the bank, or you have maxed out your line of credit, there are a few alternative financing options to consider.

What alternative financing options do you have if the bank says no? – Catalyst Financial Company

In the fast-paced trucking world, freight factoring has multiple benefits including:
✅Helps Freight Companies Avoid Debt
✅Same-Day Funding
✅Free Credit Checks
✅No Set Limits
✅Offering Equipment Loans

5 benefits to using a freight factoring company - Catalyst Financial Company Also known as invoice factoring, load factoring, transportation factoring, or accounts receivable financing, freight factoring is a great way to fund a freight business.

Sometimes businesses feel like they’re chasing the gold at the end of the rainbow—waiting 30, 60, or even 90 days for invoices to pay while expenses keep coming.

That’s where factoring comes in! If you know a business that could use a little extra luck with cash flow, we’d love to connect.

Happy St. Patrick’s Day! 🍀