Totus Wealth Management

Markets hit pause after a 9-week rally, with a Friday pullback shifting focus to a busy week ahead. Key themes include the SpaceX IPO, fresh inflation data, and Middle East developments. Chief Market Strategist Brian Klimke discusses the Fed’s next move and what is driving the markets and what’s just amplifying the noise in .

The Week Ahead | Cetera “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Please join us in welcoming Layton Hamel, our 2026 Summer Intern, to Totus Wealth Management!

Layton joins us as an Administrative Associate, and we’re excited to have him supporting our team this summer.

Totus is also proud to support Cetera’s internship program and the opportunity it creates for future professionals to gain experience in the financial services industry.

Welcome to Team Totus, Layton!

No team wins with just one superstar, and no portfolio should bet on just one market. With the World Cup as a backdrop, the Cetera Investment Team explains why portfolios with global exposure are better equipped to adapt, adjust, and stay competitive no matter how the game changes.

PLAYING ON A GLOBAL STAGE: The Case for International Diversification The 2026 FIFA World Cup features a record 48 teams from six continents, with matches held across the United States, Canada, and Mexico. Billions of viewers…

We're proud to recognize John W. Wheeler, Jr., Executive Senior Partner at Totus Wealth Management, for his continued leadership on the national stage. As the president-elect of NAIFA National and a dedicated member of NAIFA Texas, John recently attended the 2026 NAIFA Congressional Conference in Washington, D.C.

Totus is honored to have John representing us and our fellow financial professionals with conviction and commitment.

Systematic withdrawals can be a helpful way to turn savings into retirement income. They work best when the system is built around your real-world needs, not a one-size-fits-all rule.

A structured withdrawal approach can create a more predictable paycheck by setting a cadence for distributions and aligning them with cash needs.

The tradeoff is that sustainability depends on the details: how much you withdraw, how your portfolio is invested, how you adjust for inflation, and how you respond during down markets. When those pieces are coordinated, systematic withdrawals can support a steady income while reducing the risk of pulling too much too soon.

Considering all aspects of your wealth is part of our comprehensive approach to wealth. https://www.totuswm.com/?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

Happy Work Anniversary, Kelly! We appreciate your dedication, teamwork, and the care you bring to everything you do.

This Monthly Recap summarizes market performance, major events and news from May 2026. Read more here:

May 2026 Monthly Recap U.S. stocks extended gains in May, with the S&P 500 ending the month with seven straight daily gains and its ninth consecutive weekly gain, its longest winning…

Happy Work Anniversary, Sammy! Thank you for the energy, commitment, and care you bring to our team and the clients we serve.

Markets are riding a nine-week rally, but a data-heavy week will test that momentum. With PMIs, job openings, and the May jobs report in focus, we are watching labor strength and inflation signals closely. The question: can the rally continue, or does volatility return? See what Chief Market Strategist Brian Klimke thinks in .

The Week Ahead | Cetera “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

If you’re building a portfolio, the vehicle matters, not just the investment itself.

Mutual funds and ETFs come with different features that can affect how you buy, hold, and rebalance.

Before you commit to one, it’s worth understanding the trade-offs.

Read the guide here: https://www.totuswm.com/resource-center/investment/mutual-funds-vs-etfs?utm_source=SA&utm_medium=Social&utm_campaign=SAAS