Totus Wealth Management

Happy Birthday to Madison, Operations Manager! Wishing you a special day and a wonderful year ahead.

Retirement isn’t just about reaching a number. It’s about building a strategy that can support the life you want for decades to come.

Market shifts, inflation, taxes, and longevity all play a role in whether your savings can truly go the distance. The good news? Thoughtful planning and disciplined investing can help you stay on track.

Read our article to get a better feel for whether your retirement savings can go the distance: https://www.totuswm.com/resource-center/investment/how-long-will-your-money-last?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

Read the latest issue of Retire Wise here:

Retire Wise | August 2026 Grandparents looking for new ways to support their grandchildren's education have reason to pay attention this year. In this month's Retire Wise, learn about…

We’re proud to share that John W. Wheeler Jr. Executive Senior Partner and Certified Financial Planner, will be speaking at the 2026 CSA Conference in Denver, CO.

John will present on Sunday, August 16 during the plenary session, Financial Security — Is It Possible in the Longevity Economy? Totus is grateful to see John contribute to this important conversation for professionals who serve older adults and their families.

Learn more about the conference or register here: https://www.csa.us/conference/

Happy Work Anniversary to Candace, Administrative Associate, Providence Wealth Strategies! Thank you for the dedication you bring to the team.

Do you understand the A, B, Cs of Medicare? Parts A, B, C, and D each cover different pieces of your health care picture.

Whether enrollment is approaching or still years away for you, understanding the basics can help you ask better questions when the time comes.

Take a look at our article to get a more complete breakdown: https://www.totuswm.com/resource-center/insurance/the-a-b-c-d-of-medicare?utm_source=SA&utm_medium=Social&utm_campaign=SAAS

Last week's employment report raised questions about the health of the labor market, but a closer look at the data tells a more nuanced story. Join CIO Gene Goldman on this week's episode of as he discusses the latest jobs report, previews upcoming inflation data, and explores how economic developments may factor into the Federal Reserve's ongoing policy discussions.

The Week Ahead | Cetera “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Happy Birthday to Mary, LUTCF, Registered Representative! Wishing you a wonderful celebration and a great year ahead.

Happy Work Anniversary to Scott, Registered Professional and Branch Operations Manager for Richard L. Farrar! Congratulations on this milestone, and thank you for the dedication you bring to the Totus community.

“How much is enough?” is one of the biggest questions people face when thinking about retirement. The answer typically depends on your income, expenses, timeline, and certain assumptions.

Use this calculator to explore how different inputs may shape your retirement savings target: https://www.totuswm.com/resource-center/retirement/how-much-do-i-need-to-retire?utm_source=SA&utm_medium=Social&utm_campaign=SAAS