Vertex Financial Group
Vertex Financial Group is a team of residential mortgage specialists.
We are headquartered in Denver with Advisors serving clients in Arizona, California, Colorado, Connecticut, Georgia, Idaho, Illinois, Maryland, Oregon, Utah, Washington, and Wyoming.
09/14/2022
"๐๐๐๐ฉ๐๐๐ ๐๐ง๐๐๐ก๐๐๐๐๐!"
If you want to work with a mortgage lender who provides an amazing experience, then Vertex Financial Group is here for you.
09/11/2022
We will the bravery and sacrifice of so many on this day 21 years ago. Our gratitude for them is eternal.
09/07/2022
๐ฅตIt may not feel like it yet in certain parts of the country, but๐ Fall is right around the corner. Here's an article to help you get a jump on your Fall home maintenance to-do list.
Fall Home Maintenance Checklist: 20 Things to Do Every Year Feel that nip in the air? Fall has arrived! Here's how to get your home and yard ready for winter before it's too late.
09/05/2022
"Without labor nothing prospers."- Sophocles
08/31/2022
๐๐ก๐๐ญ ๐๐จ๐๐ฌ ๐ ๐๐๐ฅ๐๐ง๐๐๐ ๐ฆ๐๐ซ๐ค๐๐ญ ๐ฆ๐๐๐ง?
A balanced market, where there is considered to be an equal number of buyers and sellers, traditionally has 5 to 7 months of supply.
For example, according to Land Title Guarantee Company, that number would be 23,868 active units, representing a 6-month supply. In May 2022, the Denver metro had just over 3,652 homes for sale, meaning that the market was not balanced and was, therefore, a seller's market.
08/29/2022
It's said that kitchens๐ฝ and bathrooms๐ฟ sell a home.
Here are some simple and inexpensive ways to update your bathroom if you are putting your house on the market.
6 Ways To Upgrade Your Bathroom for $1K or Less We detail exactly how to quickly and effectively update your bathroom for less than $1,000โno special skills or hired labor required!
08/25/2022
We're throwing it back 21 years to August 2001. The year Andy Duncan joined the Vertex Team a mere year after Vertex Financial Group started.
Please join us in Congratulating Andy, one of the Vertex Team OGs, on his 21st work anniversary at Vertex! The company wouldn't be the same without him.
08/23/2022
It's always gratifying to receive positive feedback from our clients. It's especially meaningful when those clients are first-time homebuyers.๐ก
08/22/2022
According to the U.S. Census Bureau, new business applications for July 2022, adjusted for seasonal variation, were 425,698, an increase of 3.7 percent compared to June 2022.
There are so many different things that you need to think about when you are starting a new business. For example, sales, marketing, and accounting may be top of mind. But, on the other hand, you may not be thinking about qualifying for a mortgage at the moment. Still, it's essential to know that a borrower with an ownership interest of 25% or more in a business (S Corp or C Corp) is considered self-employed.
It may be best to speak with an experienced loan advisor to ensure you understand the different eligibility requirements. No one like surprises when it comes to applying for a mortgage.
08/19/2022
It's never too early to start enjoying the perks of homeownership.๐
08/18/2022
DO NOT DO THIS...
Once you have been pre-approved for a mortgage, do not move large amounts of money OUT OF or INTO your accounts. This may raise a red flag during the underwriting process.
Here are some tips on how to get through underwriting quickly:
๐๐จ๐ฆ๐ฉ๐ฅ๐๐ญ๐ ๐๐ฏ๐๐ซ๐ฒ ๐๐จ๐๐ฎ๐ฆ๐๐ง๐ญ. Take your time, and don't rush when completing the required documentation. The devil is in the details, and a missing signature, figure, or document could slow down the underwriting process.
๐๐ ๐ก๐จ๐ง๐๐ฌ๐ญ. Underwriting is fact-checking, so make sure you tell the truth on your mortgage application.
๐๐๐๐ซ๐๐ฌ๐ฌ ๐ฉ๐จ๐ญ๐๐ง๐ญ๐ข๐๐ฅ ๐๐จ๐ง๐๐๐ซ๐ง๐ฌ ๐๐ก๐๐๐ ๐จ๐ ๐ญ๐ข๐ฆ๐. Take an honest look at your situation and see if any issues will slow down the process. Talking with an experienced loan advisor allows you to find workable solutions to potential problems ahead of time.
๐๐จ๐ซ๐ค ๐ฐ๐ข๐ญ๐ก ๐๐ง ๐๐ฑ๐ฉ๐๐ซ๐ข๐๐ง๐๐๐ ๐ฆ๐จ๐ซ๐ญ๐ ๐๐ ๐ ๐ฅ๐จ๐๐ง ๐๐๐ฏ๐ข๐ฌ๐จ๐ซ. Working with an experienced loan advisor is your best bet to get through underwriting quickly and with the least stress.
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640 Plaza Drive, Ste 120
Highlands Ranch, CO
80129