Elite Card Processing LLC

Discover the legal, card-brand-approved method to eliminate processing fees: dual pricing. Your menu will show a cash price and a card price. Customers paying cash get the lower price, while card users pay the posted price. The difference covers your costs. Like gas stations, this strategy transparently offers savings for cash customers.

Restaurant owners are constantly being sold to, often without the full story. How much are you really paying in credit card processing fees each month? Let's get direct.

Did you know Toast can raise your rates with just 30 days notice? Facing a massive early termination fee or paying more is your only option. Plus, a July 2025 data breach exposed sensitive employee information. Protect yourself.

Restaurant owners on Toast, a hidden fee was added to your customers' online orders. Toast charged 99 cents without your knowledge or consent, appearing as your charge. It took a congressional inquiry to remove it.

Corporate and government purchasers using Visa or Mastercard for invoices trigger higher interchange fees. These transactions can cost you 2.5% to 2.7% or more, significantly impacting your bottom line.

Did you know Visa and MasterCard offer lower interchange tiers for B2B transactions? By submitting Level 2 or Level 3 data—like sales tax, billing ZIP, or even line item details—you can qualify for reduced rates. These savings can range from 0.5% to 1.0% per transaction, significantly impacting your bottom line. Make sure your gateway is configured to submit this valuable data.

Submit your transaction data to qualify for lower interchange rates, saving you 0.5% to 1.0% per transaction. For businesses with $100k monthly volume, that's $500-$1000 saved monthly, or $6k-$12k annually. Leverage your existing invoicing data for significant savings.

Reduce costs for B2B or government payments immediately. No changes to your operations needed. Learn how at themerchantplaybook.com.

If your business accepts payments from other businesses or government agencies, you're losing money on every transaction by not submitting Level 2 and Level 3 data. It's costing you more than you think.

Discover ACH payments, the hidden gem for businesses with large or recurring transactions. This bank-to-bank transfer bypasses card networks entirely, dramatically cutting costs. Stop overpaying for payment processing.