Holy Trinity Financial Services
"Empowering churches & congregations with financial literacy & credit repair. Based in Dallas."
10/02/2024
š Brenda C. just LEVELLED UP her credit! š
With the help of Rick Jefferson Solutions, she saw amazing improvements:
š Equifax: +35 pts
š Experian: +35 pts
š TransUnion: +107 pts
⨠Imagine what these credit boosts can do for your financial freedom! We can help YOU reach your credit goals tooāwhether it's buying a house, a car, or just gaining peace of mind. š³š”š
š Start your FREE consultation today ā”ļø www.rickjefferson.com
š„ Donāt waitātake control of your credit now! š„
Life can hit you hard, no matter who you are. And let's be real, we've all faced those moments where an opportunity comes up, but our finances aren't where we want them to be.
šø Imagine finally getting that chance to go on a date with someone you've been pursuing, but you're broke. It's embarrassing, right?
Thatās where good credit comes in.
With a solid credit score, at least you have optionsāyou can get a haircut, put on something nice, fill up the tank, and take her to a good restaurant without stressing.
š³ Good credit is more than just numbers; itās about peace of mind when life throws curveballs.
Credit isnāt just for big purchasesāitās your safety net in tough times. Understanding credit and making it work for you can really lighten life's burdens.
Ready to fix your credit and build that safety net?
Click link https://bit.ly/4gk7toX or DM me for a consultation, and let's get you on track to a better financial future!
The more of us who commit to entrepreneurship and refuse to give up, the stronger we become as a community.
šŖš¾ If half of us are working 8-hour shifts every day, how are we going to make real change happen?
We need everyone capable and focused.
Itās on us to make the money, put it back into our communities, and build the connections that set up events, educate our people, and create opportunities. Imagine getting a group of young boys out of detention centers and teaching them valuable skillsāphotography, show production, business management.
The ripple effect we can create by coming together is limitless.
Itās time to wake up and understand that when we unite, we can do powerful things. Itās on us to change the game and empower the next generation. š
Ready to make things happen?
Letās connect and start building together!
Click the link https://bit.ly/4gk7toX or DM me for a consultation. š¼
Communities Communities
Letās talk about late payments and how much they can hurt your credit.
š„ A late payment is classified as anything 30 days lateāso if youāre a week or two behind on a bill, donāt panic just yet! Itās only after 30 days that it gets reported to your credit. But once it does, the damage can be serious:
If your credit score is in the 800+ range, missing a payment could drop your score by 120-150 points. š¬
If youāre in the 700s, a late payment might knock you down 80 points or more.
Even smaller bills, like a $40 internet bill, can drop your score by over 100 points, especially if you're in the lower 600s.
Thatās why itās so important to stay on top of your payments, no matter how small they seem.
Set up auto-pay to avoid missing payments and protect your score.
Need help fixing your credit?
Click the link https://bit.ly/4gk7toX or DM me for a consultation and letās get your credit back on track! š
You canāt underestimate the power of a proper business plan.
āš¾ Itās not about paying someone $70 on Facebook to throw something together. You need to invest in a real, respectable plan that speaks for itself when it counts.
šÆIāve paid $3,500 for a business plan, and let me tell youāit was worth every penny. I didnāt even have to pitch or explain myself in meetings. The plan did all the talking for me, and I just had to wait for the funds to be wired.
š¼If you want to play in the big leagues, you need to have the right foundation. Donāt cut cornersāa solid business plan is what separates those who get funding from those who donāt.
Ready to get serious about your business?
Click the link https://bit.ly/4gk7toX or DM me for a consultation, and letās make sure youāre set up for success!
We're on a mission to shut down predatory credit repair companies, especially those that prey on women and individuals on government assistance.
š Why is it that they can get student loans but canāt afford credit repair?
Why is financial literacy so hard to access in our neighborhoods?
It's time for a change.
Weāve got money flowing through the streets, but we donāt own the buildings, the clubs, or even the parking lots. Think about itāa parking lot can make you over a million dollars a year with no real work. And if you add valet? Thatās another stream of income.
šøLook aroundādevelopments are happening in our communities, and opportunities are right in front of us. Instead of letting others profit off our neighborhoods, we need to be the ones owning the land and businesses.
It's not about what they allow us to haveāitās about what we choose to own. šÆ
Ready to learn more about taking control of your credit and building wealth the right way?
Click the link https://bit.ly/4gk7toX or DM me for a consultation and letās start changing the game! š¼
Let's talk about predatory credit repairāitās a real problem, especially in places like Dallas. People are trusting these so-called "credit repair experts," only to end up with crazy things like yachts on their credit reports.
š Itās all a game for them, feeding on your emotions when youāre vulnerable and scrolling on social media.
Hereās how you protect yourself:
Donāt fall for lifestyle marketingāthose flashy cars and yachts they show off? Itās all smoke and mirrors. If someone is selling you a dream but not offering real solutions, be wary.
Look at their track recordācheck their reviews, their results, and how they treat people. Ask around, do your research.
Listen to how they talk to youāare they genuinely trying to help or just trying to make a quick buck off you?
For me, I don't charge for consultations or to tell you what needs fixing on your credit. Why? Because it's about genuinely helping people get ahead, not taking advantage. šÆ Iāll give you the knowledge to fix it yourself or we can do it for youābut the choice is yours.
Iām on a mission to shut down these predatory companies by giving away everything they charge for. Itās time we take back control of our financial freedom without exploiting the community we come from. šŖš¾
Ready to start fixing your credit the right way?
Click the link https://bit.ly/4gk7toX or DM me for a consultation and letās get your credit back on track. š¼
Letās talk about credit building for those starting from a low scoreālike 460-480 rangeāwhether it's due to repossessions, evictions, or missed credit card payments. š
You might be hearing, "Get to 700 in 30 days," but real credit building takes strategy and patience. šÆ
The first step? Understand what youāre signing up for. Does it report to all 3 bureaus? Know the terms!
Itās not just about revolving credit like credit cardsāthatās just a small part. You need a good credit mix:
Revolving lines of credit (credit cards, etc.)
Installment loans (credit builder loans, car loans, mortgages)
This balanced mix is what really helps your score improve over time. Building credit is a process, but when you understand how to work the system, the results will come.
Ready to take control of your credit journey?
Click link https://bit.ly/4gk7toX or DM me for a consultation and letās start building the right way. š
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Discover the top banking options for young Black Americans. This video emphasizes the importance of supporting Black-owned banks and credit unions, highlighting their unique benefits and community-focused services that help empower minorities.
If you're serious about securing big funding for your businessā$100K, $250K or moreāgetting bank-compliant is key! š¼ That starts with a few essential steps:
Get your DUNS number to establish credibility.
Set up a business bank account the right way with a real business addressāa home address won't cut it. š¢ Even if itās a shared space, make sure it's a business location (like a warehouse with multiple suites).
Get listed on Yelp and 411 directories to boost your visibility.
Create a strong online presence with a credible website that shows you're an active, functioning business.
Turn on your text and email campaigns to stay connected and build relationships with clients.
These are non-negotiables if youāre looking to secure serious funding. Most underwriters won't approve you if your setup isnāt legit. Letās make sure your business is set up to win. šÆ
Need help getting bank-compliant and positioning your business for success?
Click link https://bit.ly/4gk7toX or DM me for a consultation today!
Looking to secure $100K or even $250K for your business with just your EIN? š No personal guarantee needed! But hereās the truthāyou need to build your business credit first. Even if youāve got a 780 personal credit score, your business still needs to prove itself. š³
Sure, you might get a credit card under your business name with a personal guarantee, but thatās not where you want to be. You want your business to stand on its own, like major corporations doāwhere debt is tied to the business, not to you personally. Thatās how successful people like Donald Trump and 50 Cent do it.
It takes time and strategy to build up trade lines and reach the point where your business can operate independently from your personal credit. Iām here to guide you through the steps to get your business credit where it needs to be.
Ready to build real business credit and secure the funding you deserve? DM me for a consultation and let's get started today! š¼
The most important move you can make right now?
Get your credit together! šÆ Once you have that solid foundation, you can start exploring things like crypto, investments, and other opportunities. But it all starts with good credit.
Also, donāt sleep on the Small Business Administration (SBA). Itās not just about PPP loansāthey offer small business loans, help with FHA loans, and tons of resources for entrepreneurs.
And yes, there are a ton of grants out there for minorities, women, and small business owners. Apps like Grant.org can help you find them. š
When you open a business, talk to your small business banker about all the resources available to you. Thereās more out there than people realize!
Get your credit right, tap into the SBA, and set yourself up for success.
Click link https://bit.ly/4gk7toX or DM me for a consultation and letās start your journey today! š¼
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Address
5 Cowboys Way Suite 300
Frisco, TX
75034
Opening Hours
| Monday | 7am - 9pm |
| Tuesday | 7am - 9pm |
| Wednesday | 7am - 9pm |
| Thursday | 7am - 9pm |
| Friday | 7am - 9pm |
| Saturday | 7am - 9pm |
| Sunday | 7am - 9pm |