BMC Insurance

🦃 Give Thanks, Give Back 🍂
This Thanksgiving season, let’s show our gratitude in action! Gather your team and spend some time giving back to the community, whether it’s volunteering at a local food bank, serving meals, or supporting families in need.
Together, we can spread kindness and thankfulness beyond the table. 🤝💛

🩺 It’s Open Enrollment Season!
Now’s the time to review your health coverage, make changes, or sign up for a new plan. Don’t wait, open enrollment only happens once a year!
✅ Review your current plan
✅ Compare your options
✅ Enroll before the deadline
Protect your health and your peace of mind this year. 💙

🌰 Fall is the season of change, make sure your business is ready for it.
From unpredictable weather to shifting workloads, now’s the perfect time to review your insurance coverage and make sure you’re protected for whatever the season brings. 🍁

🍂 Fall Maintenance Checklist: Don’t Skip These Essentials! 🍁

As the temps drop and the leaves start to fall, it’s time to get your home and car ready for the colder months ahead. Here are a few must-do fall tasks:

✅ Clean out gutters – Prevent clogs and ice dams by clearing out those leaves and debris. Your roof (and basement!) will thank you.

✅ Check your roof – Look for missing shingles, damage, or weak spots before winter snow and ice make things worse.

✅ Add air to your tires – Cold weather makes tire pressure drop, which can affect fuel efficiency and safety. A quick check now can save you headaches later.

A little prep now = a smoother, safer season later🧤

Today, we honor the brave men and women who have served our nation. Thank you for your courage, sacrifice, and dedication.

Open Enrollment is officially live! It’s time to renew your health insurance for 2026, and we’re here to make the process simple.

Plan early: Renewing now helps you understand your 2026 costs and ensures your eligibility and income information is verified without delays.

Personal guidance: We’ll walk you through your options and help you choose the plan that best fits your needs.

Don’t wait, appointments fill quickly during Open Enrollment. Schedule today to lock in your coverage for 2026!

Happy Halloween!! 🎃

It’s National Pumpkin Day! Celebrate by carving up some jack-o’-lanterns with these instructions: https://bit.ly/4dArINk

💡 Insurance Tip: Ever heard of bundling? It means buying multiple policies (like auto + home) from the same provider and it could save you money!

✅ Perks:
• Discounts
• Fewer bills & easier management
• Bonus features like home sensors & telematics

Big changes are coming to health insurance in Maryland in 2026 — and we want to help you stay ahead.
📍 Your 2025 coverage is still active, so schedule that appointment you've been putting off before your plan ends in December.
📍 Premium savings may be reduced next year (due to tax credits returning to pre-COVID levels)
📍 Everyone will be required to reenroll for 2026, so mark your calendar to remember to schedule an appointment after OE starts on November 1st

Details from Maryland Health Connection’s official site: marylandhealthconnection.gov/whats-new

Need help understanding what this means for you? BMC Insurance is here to guide you — at no extra cost.

🔥 Home Insurance Fact Friday

Did you know? October is the most common month for home fires.

Stay safe with these quick fire prevention tips:
✔️ Check your smoke alarms
✔️ Keep space heaters away from flammable items
✔️ Never leave cooking unattended
✔️ Have an escape plan in place

Safety starts at home. 🏠

If you own a car, odds are someone taught you what proper car care looked like. If you own a golf cart, you may not have had the talk. Luckily, this guide walks you through what you need to know for golf cart maintenance: www.kandiamerica.com/golf-cart-maintenance-checklist/