ColoHealth

Monday Motivation: Your Health Coverage Checklist

New week, new health goals!

If your life changed in the last 60 days, new job, new baby, marriage, or move to Colorado, you may qualify for a Special Enrollment Period RIGHT NOW.

Don't wait for November.

Your coverage can start as early as next month.

ColoHealth advisors are standing by, free of charge.

What life change brought you to us?

Time is running out to maximize your 2026 medical tax deductions! Did you know you can prepay health insurance premiums up to 12 months in advance and deduct the full amount this year? Or that bunching medical expenses into one year could save you thousands?

Key strategies to implement before December 31st:

✅ Prepay health and long-term care insurance premiums up to 12 months in advance
✅ Bunch medical expenses to exceed the 7.5% AGI threshold
✅ Maximize HSA contributions ($4,400 individual / $8,750 family for 2026)
✅ Deduct medically necessary travel and home modifications
✅ Leverage Colorado's unique $3,000 Medical Savings Account program (state tax benefit for non-self-employed W-2 workers)

Colorado residents have these unique opportunities to significantly reduce their tax burden while building healthcare wealth. Don't leave money on the table this tax season!

Our comprehensive guide breaks down proven strategies to maximize your medical deductions before December 31st.

Read our complete tax strategy guide: https://hubs.ly/Q046wTLr0

Tired of high health insurance costs? Discover secular health share plans available in Colorado that could save you thousands without requiring religious affiliation!

These community-based plans offer powerful protection against unexpected medical costs at a fraction of traditional insurance prices.

With small group premiums projected to rise 11% in 2026, more Colorado residents are exploring health sharing as a viable alternative. Options like Sedera Health and HSA Secure offer provider flexibility, transparent pricing, and comprehensive coverage—all without religious affiliation requirements.

Perfect for self-employed individuals, families, and anyone seeking affordable healthcare alternatives. Our latest blog breaks down the best secular and non-denominational options available to Colorado residents.

Learn more: https://hubs.li/Q045hFkF0

Best Non-Denominational and Secular Health Share Plans in Colorado Looking for secular health share plans in Colorado? Discover affordable, non-religious options for comprehensive healthcare coverage today!

Colorado business owners: Want to save money on payroll taxes while offering better employee benefits?

A Section 125 Cafeteria Plan lets your employees pay for health insurance, HSAs, FSAs, and other benefits with pre-tax dollars—saving everyone money! With small group health insurance premiums rising a median of 11% in 2026, these plans are more valuable than ever for offsetting costs on both sides of the paycheck.

These flexible, IRS-approved plans help attract top talent and show employees you care about their financial well-being. The setup process is straightforward, and the payroll tax savings for both you and your team can be substantial.

Learn how to set up a Section 125 plan for your Colorado business: https://hubs.li/Q04548br0

"

Setting Up a Section 125 Cafeteria Plan - A Colorado Employer’s Guide Learn how a Section 125 Cafeteria Plan helps Colorado employers save on payroll taxes and offer flexible benefits employees value most.

🏥 Planning for healthcare costs AND retirement? Your HSA might be your secret weapon!

With the ""triple tax advantage,"" HSAs are one of the most powerful financial tools available. But not all HSA custodians are created equal—fees, investment options, and user experience vary dramatically.

We've researched the top HSA providers for 2025 to help you make the best choice for your family's financial future. From zero-fee options to comprehensive investment platforms, find out which custodian aligns with your goals.

Ready to maximize your healthcare savings? Read our complete guide: https://hubs.li/Q03Btdzs0

Best HSA Account Custodians in [year] Guide to the best HSA custodians for [year] that support self-directed investing. Compare options & take control of your HSA at Colohealth.

Wondering if you qualify for Medicaid in Colorado?

📊 See the updated income thresholds
👨‍👩‍👦 Learn how household size affects eligibility
⚠️ Find out what counts as income (and what doesn’t)

Whether you're applying for yourself or helping a family member, this guide breaks down everything you need to know about Medicaid limits in Colorado.

Can I Get Medicaid in Colorado? A Guide to Colorado Medicaid Income Limits Learn Colorado Medicaid income limits, Health First Colorado eligibility, CHP+ coverage, and how to apply for benefits today at ColoHealth.

Retiring before 65 in Colorado? Don’t go uninsured.

If you’re leaving the workforce early, you still have solid health insurance options until Medicare kicks in.

✔️ ACA marketplace plans
✔️ Health sharing alternatives
✔️ Tax credits that lower your monthly cost

This guide walks early retirees through the smartest, most affordable coverage choices in Colorado.

Health Insurance Options for Early Retirees in Colorado Explore health insurance options for early retirees in Colorado. Find the best plan to bridge the gap before Medicare.

Can you add your domestic partner to your health insurance in Colorado?

It depends on your insurer—and whether you're buying through the ACA marketplace, an employer, or a private provider.

Here’s what you’ll find in the blog:
💬 What counts as a domestic partnership
🔍 Which plans offer domestic partner benefits
💡 Tips to avoid surprise coverage gaps

Summary: If you’re sharing life with someone outside of marriage, make sure you’re not left unprotected. This blog walks you through your options in Colorado.

Health Insurance for Domestic Partners in Colorado Health insurance for domestic partners in Colorado can be tricky. Explore your options and get expert help choosing the right plan

Small business owner? Your team deserves great benefits — without the headache.

At ColoHealth, we help Colorado businesses find health coverage that’s:
✅ Affordable
✅ Easy to understand
✅ Built to fit your unique team

No pressure, no sales pitch — just real help from real people who care.

Talk to one of our Personal Benefits Managers (for free!):
👉 https://hubs.ly/Q03gKRsq0

Schedule Appointment AppointmentCore Please fill out your contact details below to schedule an appointment. A ColoHealth Personal Benefits Manager is ready to help you!

Colorado health insurance premiums just keep rising — but you don’t have to play along.

If you’re tired of paying more and getting less, it’s time to explore real alternatives that can slash your monthly costs without sacrificing coverage.

In our latest blog, we break down how you can:
✔️ Opt out of Colorado’s sky-high ACA premiums
✔️ Legally avoid paying for benefits you don’t need
✔️ Find affordable, flexible options like Health Sharing

You do have a choice — and we’re here to help you find it.

How To Opt Out of Colorado’s Ridiculous Health Insurance Premium Increases Colorado health insurance premium costs are soaring. See how health sharing can save you thousands while giving you more freedom!

Did You Know?

Health sharing can save you 30–50% compared to traditional health insurance — and it’s easier to understand than you might think.

Instead of paying monthly premiums to an insurance company, you share medical expenses with a community of like-minded members.

Here’s why more Coloradans are making the switch:
✅ Lower monthly costs
✅ More freedom in how you manage your care
✅ Great for self-employed individuals, healthy families, and early retirees

Want to know if it’s a good fit for your lifestyle and budget?

Talk to a Personal Benefits Manager today — your consultation is free.
👉 https://hubs.ly/Q03gKtrY0

Schedule Appointment AppointmentCore Please fill out your contact details below to schedule an appointment. A ColoHealth Personal Benefits Manager is ready to help you!