CB Health Insurance

Understanding your Annual Notice of Change is crucial. It details any changes to your Medicare plan for the upcoming year, including premium adjustments, benefit modifications (like co-pays and deductibles), added perks, network updates, or changes to your drug formulary. If your plan is ending, you'll either be migrated to a new one or need to actively shop for a different plan. Stay informed!

By September 30th, Medicare Part C and D recipients get a crucial notice detailing plan changes like premiums and benefits. If you don't receive it, contact your insurer. It's vital for deciding if you need to switch plans, especially if significant changes occur.

Starting July 1st, 2026, Medicare beneficiaries will have a $50 copay for GLP-1 prescriptions. This copay does not have a deductible and won't count towards your $2,100 maximum out-of-pocket limit for drug coverage. More details will be available after the effective date.

Starting July 1st, 2026, new GLP-1 medications like Ozempic, Wegovy, and Zepbound will be covered. Your provider must submit a prior authorization form, but the official form won't be available until July 1st. Coverage ends December 31st, 2027.

Exciting news for Medicare beneficiaries! Starting July 1st, 2026, eligible individuals can access certain GLP-1 medications for just $50 a month. This program aims to make major medical advancements more accessible for seniors struggling with high costs. We'll break down who qualifies, which medications are included, and how you can get them.

Do you have Medicare coverage when traveling internationally? Original Medicare A and B cover you in the US and its territories, but not abroad. Medicare Advantage plans may offer some international benefits, but it varies. Always check your specific plan details before you travel.

Original Medicare often excludes essential services like routine dental, vision, and hearing care. You might need a separate plan or a Medicare Advantage option for coverage. Routine physicals and related blood work are also typically not covered unless medically necessary.

Think of this like GoodRX for your medications. When filling a prescription for my mom, the pharmacist suggested a coupon that slashed the price from $300 to $150. It's crucial to know: using these savings means paying cash, not using your insurance.