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What is My FICO Credit Score? – Advertising Consultant A FICO credit score is a number ranging from 300 to 850 (up to 900 for certain industry scores) that’s calculated using information from your credit reports.The Fair Isaac Corporation (FICO) introduced the first FICO credit bureau risk score in 1981. Since then, the FICO score is now recognized as...

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American Spending Habits in 2019 – Advertising Consultant It’s no surprise that Americans spend a lot of money. To understand how to market to different groups, there are a few keynotes to take into consideration. It’s essential to know where all of our money goes, why we tend to spend more money on certain products and services, and how the economy fu...

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American Spending Habits in 2019 – Advertising Consultant It’s no surprise that Americans spend a lot of money. To understand how to market to different groups, there are a few keynotes to take into consideration. It’s essential to know where all of our money goes, why we tend to spend more money on certain products and services, and how the economy fu...

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Will Student Loans Affect My Credit? – Advertising Consultant Student loans have the same effect on your credit score that other lending types like credit cards, auto loans, or mortgages hold. Like any other lending form reported on your credit report, your credit score can fluctuate based on your student loan repayment habits. How your credit score is calcula...

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How Balance Transfer Cards Work – Advertising Consultant Balance transfer cards are a way for consumers to migrate the total amount of revolving credit owed from one lender to another. When a balance transfer is issued the original lender effectively transfers the balance from the first card to the new card. Balance transfers can decrease the amount of in...

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Baby Boomer Spending Habits in 2019 – Advertising Consultant Baby boomers are regarded as hard-working individuals who value relationships and positivity above all else. There are 73.4 million baby boomers in the U.S. that are close to or already in their retirement years. Baby boomers were the largest generational group up until the era of millennials. This....

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Teen Spending Habits in 2019 – Advertising Consultant The average teenager spends $2,600 per year. That’s 42 million teens in America spending their money on a variety of products. Teenagers are smart and they’re learning from the struggles of those that came before them. With this in mind, we can see they’re opening their financial horizons by b...

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How Unpaid Taxes Can Affect You – Advertising Consultant Writtenby Alayna Okerlund, Content Management Specialist for BestCompany.com Most people try not to think about taxes untilthey absolutely have to. Thanks to the recent tax season, you’re probably stillthinking about your tax situation, especially if you have a large tax billlooming over your shou...