Pro Insurance Group

Your landlord's insurance does not cover your stuff. It covers their building. Your laptop, your couch, your clothes, and even a guest's injury in your unit are on you unless you carry renters insurance, and it is one of the most affordable policies you can buy.

Dave breaks down the three things renters insurance actually covers in 60 seconds:
https://youtu.be/ouEIlj9f-sY

Want a fast quote? Text quoteme to 312-878-9416 or visit proinsgrp.com.

What Does Renters Insurance Actually Cover? (3 Things) Renters insurance covers three things: your personal belongings, yo...

New on the blog: our plain-English guide to storm damage claims in Elgin and Huntley.

What your wind/hail deductible really means, when a claim is worth filing, and the one document you should never sign on your doorstep.

Five minutes now can save you thousands after the next storm. Read it here:

https://hubs.ly/Q04nCpyf0

Storm Damage Insurance Claims in Elgin and Huntley, IL: What to Do Before You Sign Anything Hail or wind damage in Elgin or Huntley? Learn what your policy covers, how wind/hail deductibles work, and what never to sign. Free local claim help.

On a condo board? Know exactly what your master policy covers, and where it stops. We break down the building, liability, and board coverage, plus the gap owners fill with their own HO-6.

Storm rolls through Elgin or Huntley, and the first knock on your door the next morning usually is not your insurance company. It is a contractor with a ladder and a contract.

Before you sign anything, do these four things:

1. Photograph everything before you touch it. Roof, siding, gutters, vehicles, fence. Wide shots and close-ups.
2. Make temporary repairs to prevent further damage (tarp the roof, board the window) and keep every receipt. Your policy expects this and reimburses it.
3. Call your agent before you call a roofer. We will tell you whether the damage is likely above your deductible and worth a claim at all.
4. Never sign an assignment of benefits on the doorstep. It hands your claim to the contractor.

We have walked hundreds of Fox Valley families through storm claims. If you are not sure what your wind/hail deductible even is, that is a 5 minute phone call to our Elgin or Huntley office.

Would you know yours off the top of your head?

💼 It's National Workaholics Day! We all have our stories about being workaholics. Share yours and how you manage stress in the comments! At Pro Insurance Group, we believe in balancing hard work with self-care. Let's support each other!

Tomorrow is a big one, America's 250th birthday!

Wishing all of our Elgin and Huntley neighbors a safe and happy Fourth of July. However you celebrate, with fireworks, a cookout, or time with the people you love, we hope it is a wonderful one.

Thank you for letting Pro Insurance Group be part of this community. Happy early Independence Day!

Not all insurance brokers are the same. Before you hand over your home, auto, or business coverage, ask a few simple questions: how many carriers do you represent, are you independent, and who has my back at claim time? Here is the checklist.

"Isn't my landlord's insurance enough?" It is not. Your landlord's policy covers the building, not your stuff or your liability. Renters insurance in Illinois runs about 15 to 30 dollars a month and covers all of it. Here is what drives the price and how to get the best rate.

🌟 Happy National Independent Retailer Month! This July, let's shine a spotlight on the incredible local businesses that enrich our communities. Share your favorite independent retailer in the comments and let’s support them together!

Does your business need EPLI? If you have employees, the answer is usually yes, and the need is highest in industries with high turnover and lots of hiring: restaurants, retail, healthcare and senior living, staffing, and construction. Employment claims can come from current employees, former employees, and even applicants, and the defense cost is often the biggest expense. Here is the by-industry breakdown.