Malecki Financial Group

Resilient growth, rising inflation trends, and powerful earnings continue to shape the market backdrop. Dive into the Q3 Quarterly Outlook to explore what’s driving these forces and what they could mean for portfolios in the months ahead. Click to learn more:

2026 Third Quarter Market Outlook Cetera Investment Management is pleased to present its Q3 2026 Market Outlook: “Steady Ground, Rising Stakes.” In this quarter’s outlook, we examine a market…

Here are 5 facts about Social Security you absolutely need to know.

Social Security: Five Facts You Need to Know Here are five facts about Social Security that are important to keep in mind.

Planning for retirement involves a series of decisions that can shape your income over time—and timing is just one piece of the bigger picture.

Understanding how different factors work together can help you approach those decisions with greater clarity and intention.

If you’re thinking through your next steps, it may be worth taking a closer look at how everything fits into your overall strategy.

What would happen to your finances if you couldn't work? This calculator shows how long your savings might last if a disability affected your income.

How Long Will My Savings Last If I Become Disabled? See how long your current savings might last if a disability interrupted your income.

A dollar today won't be worth a dollar in 20 years. See how inflation could erode your retirement income and what you may need to account for.

Inflation & Retirement See how inflation over time could affect the purchasing power of your retirement income.

At the midpoint of the year, it’s a natural time to revisit your financial plan and evaluate whether everything is still aligned.

In this short video, Eric Stiles walks through what we’re reviewing with clients right now, including:
• Investment allocation and potential drift
• Retirement income planning decisions and timing
• Tax efficiency within non-retirement investment strategies

A well-designed plan isn’t static—and mid-year adjustments can play an important role in supporting long-term outcomes.

If you haven’t revisited your strategy recently, this is a great time to take a closer look.

🎥 Watch the full video here:

Mid-Year Retirement Check-In: Are You Still on Track? | Eric Stiles, CFP® Are you still on track for your retirement goals this year?In thi...

The first year of retirement can feel exciting, uncertain, and everything in between. Here's what to expect emotionally, financially, and practically as you settle into this next chapter. Reach out if you'd like to talk through your transition.

First Year of Retirement: What to Expect Understand the key financial and lifestyle shifts that happen in your first year of retirement.

The Fed meets Tuesday and Wednesday, and while everyone’s expecting no change, there are still a couple things to keep an eye on—like the new dot plot and what’s next under the new Chair. CIO Gene Goldman reminds us that a Fed hold may not be exciting, but consistency counts. See more in .

The Week Ahead | Cetera “Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

Should you focus on paying off debt or put your extra dollars to work? This calculator helps you compare both paths and think through what makes sense for you.

Debt vs. Investment Weigh the potential outcomes of paying off debt versus directing those dollars elsewhere.

How long does it take your money to double? The answer might surprise you. Enter a rate of return and see the Rule of 72 in action.

The Power of Interest - How Long Will it take My Money to Double? Use the Rule of 72 to estimate how long it takes your money to double at a given rate.