IntelliPay

Government deposits that hit “next-day” can feel great—until a routine ACH return shows up after you’ve already posted and credited the payment.

Our new IntelliPay article explains the trade-offs between next-day ACH funding and standard 3–5 day funding for city, county, and special district offices. It covers:

How ACH return timing really works

Why slower funding can actually reduce cleanup for tax, utility, court, and fee payments

When faster funding still makes sense for lower-risk payment streams

If you’re a finance director, treasurer, revenue officer, or tax‑collecting official (including Kentucky sheriffs), this is a practical, plain‑language guide to aligning ACH funding speed with your internal controls.

Read the article here: https://intellipay.com/next-day-ach-vs-3-5-day-funding-for-government-payments/

Take payments over the phone or by mail? If your staff is writing down card numbers to process "later," that's not just risky — it's a PCI compliance violation waiting to happen. 😬
A virtual terminal is the secure, browser-based way to do it right. No card reader, no software install, and card data never touches your computer. It's the standard tool for phone/mail-order payments, healthcare billing offices, government and municipal counters, property management, and any business without an online payment page.
Our latest article breaks down what a virtual terminal actually is, how it's different from a payment gateway, what PCI compliance looks like when you use one, and what to look for before you choose a solution.
Read it here: https://intellipay.com/virtual-terminals-explained/

Did you know U.S. merchants paid $187.2 billion in card processing fees in 2024: up 70% since 2019? And most businesses are still just treating that as a cost of doing business. 😳
The good news: mid-market businesses that put a fee recovery strategy in place are typically getting $25,000 to $175,000 back per year. That's not a rounding error — that's a part-time employee, a marketing budget, or new equipment.
Our newest guide breaks down:
✅ How to calculate your actual "effective rate" (most businesses are paying more than they think)
✅ What full fee recovery really looks like at your volume
✅ Which model — dual pricing, surcharging, or ACH — fits your industry best
✅ A simple 3-step framework to get started
Find out what you could be getting back: https://intellipay.com/grow-your-business-speed-cash-flow-reduce-costs-with-online-payment-solutions/

Does your city, county, utility, or school district really understand what PCI Level 1 compliance means for you? It's not just a technical checkbox — it affects your risk exposure, your audit process, and even your insurance coverage. Our latest article breaks down what public entities need to know before their next audit cycle. 👇
Read it here: https://intellipay.com/pci-level-1-for-public-entities-what-it-really-means-for-risk-audits-and-insurance/