Covered

Most homeowners haven't looked at their insurance policy since closing.

Which makes sense, you were probably exhausted.

But insurance rates change regularly, and increases aren't uncommon.

So when's the last time you checked yours?

Visit getquote.itscovered.com/covered to compare rates from 65+ top-rated insurance carriers, even in difficult-to-insure areas.

🏆 We’re excited to share that Covered has been named a 2026 Tech 100 winner by HousingWire 🏆

The Tech 100 recognizes companies moving the mortgage industry forward through practical, operational technology. This year, that includes the work we’re doing with homeowners insurance.

Thank you to HousingWire for the recognition, to our customers for their support, and to our incredible team who made this all possible! 💚💜

See our profile 👉 https://www.housingwire.com/company-profile/covered-insurance/

🏡Thinking about home upgrades?

Some improvements can have a meaningful impact on your insurance premium.

Others…not so much.

We put together a list of upgrades that certain carriers offer discounts for, and some that do nothing.

Read it here 👉 https://itscovered.com/blog/home-upgrades-that-can-lower-your-insurance-risk

💸 Interest Rates
🏡 Property Taxes
☂️ Insurance Premiums

Only one of these things is within your control.

Covered shops home insurance options from 65+ top-rated carriers, so you can find the policy that helps you better manage your monthly mortgage payment.

Lender-placed what? 🤔

If your home insurance lapses or isn’t sufficient enough, your mortgage company can buy a policy on your behalf... and charge you for it. That’s called lender-placed insurance (LPI).

These policies usually cost more and offer less coverage than a policy you could buy yourself.

So what is it, how does it work, and why does it happen? We break it down in plain language 👇

What Is Lender-Placed Insurance and Why You Should Care Lender-Placed Insurance is costly and limited. Learn how to avoid it by keeping coverage active, updating your servicer, and responding to insurance notices.

"Why did my mortgage payment go up?”

Homeowners insurance premiums and property taxes are changing more frequently and with larger swings than they used to. Those changes can roll directly into borrower’s monthly payments, often without much warning.

Our recent article breaks down the most common reasons payments change, what’s behind them, and what options you have.

Read it here 👉 https://hubs.la/Q03ZMWqZ0

We've got you Covered 💚💜

Rates and coverage can change over time.

Our latest blog explains when it may make sense to review your insurance and when it may not.

Read it here 👉 https://itscovered.com/blog/re-shopping-your-home-insurance

A Must-Watch Episode for the Mortgage + Fintech Community

Insurance is no longer just a line item—it’s a dealbreaker.
And it’s hitting the mortgage industry harder than many realize.

In the latest episode of the Fintech Hunting Podcast, Covered CEO Ross P. Diedrich, CFA, breaks down why insurance is becoming a mortgage problem—and what lenders, servicers, and fintech partners need to do right now to protect pipelines and empower borrowers.

💬 “If you’ve got a deal in this market, you better do everything you can to close it.” – Ross Diedrich

🔎 This episode covers:
• How rising insurance premiums are crushing DTI
• The chaos of mid-cycle policy lapses in servicing
• Why Insurance should live earlier in the mortgage process
• How to turn friction into a strategic advantage
• And the tools to help you do it

But what makes this conversation stand out?

Ross doesn’t just spotlight the problem—he offers a data-driven playbook to solve it, grounded in empathy, action, and industry insight.

💡 His north star:
“People need shelter. Helping make that dream attainable—despite all the headwinds—is why we do what we do.”

🎥 Watch it now: https://lnkd.in/gABB4-qk

🎧 Listen on the go: https://lnkd.in/gjXHhE3u

If you’re in mortgage, lending, servicing, or housing tech—don’t miss this one.

The Hidden Mortgage Killer No One Talks About

Deals aren’t dying at the negotiation table—they’re dying at the Insurance desk.

Rising premiums, reduced availability, and mid-cycle price shocks are quietly killing home closings.

At Covered, we’re sounding the alarm: Insurance is no longer a formality—it’s a critical component of the mortgage equation.

Let’s move Insurance conversations earlier. Let’s prevent DTI surprises.
Because the American Dream shouldn’t be sunk by a last-minute Insurance quote.

Covered is proud to announce our new partnership with Blue Sage Solutions!

Together, we’re simplifying homeowners insurance for PrimeLending borrowers by embedding real-time insurance options directly into Blue Sage’s LION POS.

Read the full announcement here 👉 https://blog.itscovered.com/posts/covered-insurance-blue-sage-partner

Blue Sage Solutions | PrimeLending, A PlainsCapital Company | HilltopSecurities